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Identity theft is the act of stealing someone’s personal and financial information. They might find this information online, steal physical documents such as a driving licence or...
If you think you are a victim identity theft or fraud, act quickly to ensure you are not liable for any financial losses. Report all lost or stolen documents, such as passports, driving licences, credit cards and cheque books to the organisation that issued them.
Identity theft has evolved far beyond just credit card fraud, and unfortunately is a rapidly growing crime that most people will be impacted by at some point in their lives. By learning about the types of fraud that exist and the best practices to employ, you can help avoid becoming part of the statistic.
Identity theft is when personal details are stolen, and can happen whether that person is alive or dead. Identity thieves can steal your personal information in a number of ways, including buying details from the dark web following a data breach or by going through your post to find bank and credit card statements, pre-approved credit offers or ...
- Contact the companies and banks where the fraud occurred. One of the first things you’ll want to do if your identity is stolen is assess the damage and contact any company where your identity was used by an identity thief.
- Place fraud alerts with the three credit bureaus. Next, you’ll want to contact at least one of the three major credit bureaus: Equifax, Experian, or TransUnion.
- Ask for copies of your credit reports. After placing the initial fraud alert, you can request a free copy of your credit report from each credit bureau.
- Place a security freeze on your credit report. If you know your identifying information has been stolen, you may want to freeze your credit report, which will prohibit a credit bureau from releasing any information in your credit report without your express approval.
Oct 25, 2021 · Even a small discrepancy on your bank account summary could be a red flag or sign that you’re a victim of financial identity theft. Check your accounts regularly online and contact your bank immediately if you notice any unfamiliar withdrawals or suspicious charges.
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May 21, 2023 · What Can Identity Thieves Do With Your PII? How to Protect Your Personally Identifiable Information. What to Do if Your PII Is Compromised. Identity thieves and fraudsters can use your personal information to take over your accounts, use your accounts, open new accounts, file tax returns or even get medical procedures in your name.