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- Sunny offers a quick and easy way to find a loan that suits your needs. When you borrow money quickly, it's crucial to understand the associated interest rates and the repayment schedule to avoid financial stress. Our platform connects you with lenders who can provide the funds you need without the hassle of traditional loan applications.
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What is a sunny payday loan?
Is a sunny loan a good option?
How much does a sunny loan cost?
How long is a sunny loan?
Why Use Sunny? We can help you find a loan in minutes. Sunny offers a quick and easy way to find a loan that suits your needs. When you borrow money quickly, it's crucial to understand the associated interest rates and the repayment schedule to avoid financial stress.
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Sunny is a registered trading name of Upward Finance Ltd who...
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- About Sunny
We want to help you move towards a brighter future with fair...
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We want to help you move towards a brighter future with fair and flexible loans to suit your needs. In this section, we’ve featured everything you need to know about Sunny, from how lenders perform credit checks to how repayments work.
Sunny provides a more flexible and transparent alternative to payday loans. Apply for a loan at Sunny, and once approved, receive cash within 15 minutes.
Find out more about bad credit loans with this in depth guide from Sunny. With loans from £100-£2,500, whatever your situation you'll find a loan that works for you. Warning: Late repayment can cause you serious money problems.
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- Sunny
- This type of loan is for those who have a low credit score or a poor credit history. You can find out your score by signing up to a credit referenc...
- Limited credit history is when you have no evidence of making credit repayments, this can be just as damaging as a low credit score and may restric...
- These loan types can save the day with life’s little emergencies and may be the only option for those with a low credit score.
- This can be the result of late or missed repayments on a loan, credit card, mortgage or other credit agreement or having high levels of existing cr...
- Yes, lenders want to help you make the best financial decisions for you, so when you make a loan application, lenders take care to carry out a cred...
- Taking on small amounts of credit and proving that you can make repayments on time and in full can help you boost your score. Enrolling on the elec...
- Are Sunny Loans Safe?
- Can I Change My Loan?
- The Verdict
- Frequently Asked Questions
Sunny was the trading name of Elevate Credit International Limited until it fell into administration in 2020. Now, Sunny is the trading name of Upward Finance Ltd, an introducer appointed representative (IAR) of Flux Funding Limited, a credit broker, not a lender. Under these regulations, your personal data is shared with credit reference agencies ...
Sunny offers a very respectable level of flexibility. You can repay early at any time and only pay interest for the days on which you borrow. You also have a cooling-off period in which you can cancel the loan. (You’ll be charged interest for the days when you had the funds, though.)
Like most short term lenders, Sunny provides convenient loans with quick turnaround and short repayment terms. As with any short term finance option, a Sunny loan is likely to be one of the most expensive forms of borrowing available and should only be considered as a last resort.
Sunny’s lenders need your employer details, bank and debit card details (including sort code and account number), as well as 3 years of address history. Additionally, they’ll want to see details of...You can check the status of your application with Sunny by logging in to your online account. In some cases, Sunny will need more information from you and will contact you via email.If you have any...Yes. Lenders carry out credit and affordability checks on all applications submitted.If you choose to proceed with the loan application, then like all responsible lenders, they’ll run a full credit...Applying for a Sunny loan leaves a footprint on your credit file. Before applying, you can use the eligibility checker to see if you’re eligible for a loan.Although Sunny charges no fees for late p...- 18
- UK resident
Nov 6, 2020 · Half a million borrowers mis-sold payday loans by collapsed lender Sunny are likely to receive no more than 1% of their compensation entitlement.
Sunny Loans offers a flexible blend between a payday loan and short term installment loan. It offers a relatively high loan limit with terms of up to 6 months during which you can pay back in installments. The application process is simple, and the approval process and funding, fast.
