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Money in your account
- Your current balance, sometimes called your present balance, is the money in your account, including all deposits and debits posted up to that date. It does not include unposted debits or credit transactions, so your current balance is often different (and sometimes higher) than your available balance.
People also ask
What is my current balance?
How can I see my account balance in online banking?
What is my account balance?
How do I get my account balance in the banking app?
How do I Check my Natwest account balance online?
Does my current balance include cheques paid into my account?
Checking the balance of your current account regularly is a great way to stay in control of your finances. That way, you can keep on top of all the different payments going in and out of your account. Here's a guide to some of the key terms you might come across when checking your balance:
View your account balance or get a statement online. How to check your balance, account statement and statement history using our Banking app, the Internet Bank or by using Apple Pay.
- Available Balance
- Last Night’S Balance
- Current Balance
- Cleared Balance
Your available balance is the most up-to-date balance and shows how much cash you can access at that time, excluding any cheques paid into your account and payments that haven’t been processed yet – eg, recent debit card transactions.
Last night’s balance includes all payments into and out of your account before 6:30pm the previous working day but not how much cash you have available. Cheques paid into your account will be included here, but not in your available balance until they’ve been processed.
Your current balance includes all payments into and out of your account since last night’s balance, and any cheques paid in that haven’t cleared yet. It doesn’t show you how much cash you have available.
A cleared balance includes any cash or cheques that have been paid into your account and have completed the clearing cycle You can withdraw money or transfer money to another account from your cleared balance. To see what’s cleared, select the account name on your Online Banking homepage and go to ‘Available balance’.
If you’re an existing current account customer, you can manage your account here
How do I check my account balance online? You can see your account balance by logging in to Digital Banking at www.digitalbanking.rbs.co.uk (opens in a new window) On Account Summary page, you can see your balance on an account card.
You can see your account balance by logging in to Online Banking at www.onlinebanking.natwest.com (opens in a new window) On Account Summary page, you can see your balance on an account card. Recently we’ve changed the way we display your accounts and balances in Online Banking to give you a clearer view of your money.
View, print and download your statements as and when you please, just log in to Barclays Online.
