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Automatically send you an email alert
- If Identity Watch finds that your identity has been compromised, it will automatically send you an email alert so you can take action straight away.
www.equifax.com.au/personal/what-identity-watchWhat is Identity Watch? | Equifax Personal - Equifax Australia
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What happens if you are a victim of identity theft?
What happens if your identity is stolen?
How do identity thieves steal your personal information?
What is identity fraud & how can you prevent it?
What is the difference between identity theft and identity fraud?
What are the consequences of identity fraud?
Identity theft. Your identity is valuable. If your identity is stolen, you can lose money and may find it difficult to get loans, credit cards or a mortgage. Your name, address and date of birth provide enough information to create another ‘you’.
If you suspect someone has got hold of information about you which they’re using to pose as you, act quickly to protect your identity and ensure you’re not liable for any financial losses. Here’s...
If you’re a victim of identity theft, it can lead to fraud that can have a direct impact on your personal finances and could also make it difficult for you to obtain loans, credit cards or a mortgage until the matter is resolved. You can find more information on what to do if your identity has been stolen by using the identity theft checklist.
- Protect your address. If you start getting post for someone you don’t know, try to find out why. Lenders use the electoral roll to check who’s registered as living at a particular address.
- Protect your bank accounts. Be extremely wary of unsolicited phone calls, letters or emails from your bank or other financial institution asking you to confirm your
- Protect your phone. Never reply to unsolicited text messages, even to get them stopped. Simply delete them. Sign up to the Telephone Preference Service to prevent marketing phone calls.
- Protect your computer. Keep your computer security programs, such as antivirus and firewall, up to date. Make sure your web browser and operating system are the latest version.
It's important to take action quickly if you've suffered identity fraud. Fraudsters may steal money from your bank accounts & take out credit in your name – so you want to stop them as soon as you can.
If you're worried your personal details have been stolen, you've noticed any unusual account activity, or you've dealt with an organisation that's recently lost or leaked sensitive data, you may be at risk of becoming a victim of identity fraud.
The consequences of identity fraud will depend on the nature of the crime committed. If fraudsters gain direct access to your bank account or credit cards, they may leave you with no funds to pay for everyday living costs.