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     I'm an OAP, 70, forced to live 'hand to mouth' - I'm terrified of winter

     "I feel that we're not taken into consideration at all - they don't care." Adding to his stress, Simon is currently involved in a dispute with the council ...

     The Sun

     7 days ago

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     Daily Express

     'I'm 70 living on £200 a week - Winter Fuel cut means I can't afford heating'

     7 days ago

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     Manchester Evening News via Yahoo

     'My ex-wife stole £90k from charity - she hasn't even given back a tenner'

     2 days ago

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     Business Insider via Yahoo

     A millennial woman who made nearly $250k secretly working 2 jobs says it helped her enter a relationship for the 'right reasons' — not financial security

     2 days ago

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     ‘The Perfect Couple’ Ending Explained: How the Netflix Series Changed the Book’s Killer Finale

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   • Daily Telegraph

     My husband kept the money he inherited secret from me

     My dad-in-law died nearly three years ago and left everything to my husband and his sister, who lives abroad. Earlier this year my sister-in-law phoned and my husband was out, so we had a good long chat about our families.

     5 days ago

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2. People also ask

   What can I do if I'm struggling to pay my debts?

   • If you have lots of debts and are struggling to pay, there are things you can do to help you get out of debt. You might be able to talk to your creditors and arrange a way to pay them, or make a formal agreement called a 'debt solution'. You’ll need to decide what the best solution is for your situation. It’ll depend on things like:

   Check your options for getting out of debt - Citizens Advice

   www.citizensadvice.org.uk/debt-and-money/help-with-debt/dealing-with-your-debts/check-your-debt-options/

   See all results for this question

   What should I do if I Owe people money?

   • If you owe people money (your ‘creditors’) you can make arrangements to pay your debts. Your options depend on the amount of money and assets you have. Speak to a debt adviser to get help choosing the best way to deal with your debt. MoneyHelper has information about debt management and free debt advisory services.

   Options for dealing with your debts: Overview - GOV.UK

   www.gov.uk/options-for-dealing-with-your-debts

   See all results for this question

   What should I do if I'm struggling to get credit?

   • Check if you have any priority debts before dealing with your credit debts. If you’re struggling to pay debts like credit cards, store cards or payday loans you can ask to make lower monthly repayments. Paying less than it says you have to in your contract might make it harder for you to get credit in the future.

   Making a plan to pay your debts - Citizens Advice

   www.citizensadvice.org.uk/debt-and-money/help-with-debt/dealing-with-your-debts/making-a-plan-to-pay-your-debts/

   See all results for this question

   How do I pay off my debt?

   • Get help from your nearest Citizens Advice. An adviser can help you look at other ways of paying off your debts. Check the ‘non-priority debt’ section of your standard financial statement. It will tell you how much to offer each creditor. The amount each creditor gets depends on how much you owe - this is known as a ‘pro rata’ offer.

   Making a plan to pay your debts - Citizens Advice

   www.citizensadvice.org.uk/debt-and-money/help-with-debt/dealing-with-your-debts/making-a-plan-to-pay-your-debts/

   See all results for this question

3. www.citizensadvice.org.uk › debt-and-money › helpCheck your options for getting out of debt - Citizens Advice

   www.citizensadvice.org.uk › debt-and-money › help

   • Cached

   If you have lots of debts and are struggling to pay, there are things you can do to help you get out of debt. You might be able to talk to your creditors and arrange a way to pay them, or make a formal agreement called a 'debt solution'.

4. www.citizensadvice.org.uk › debt-and-money › helpMaking a plan to pay your debts - Citizens Advice

   www.citizensadvice.org.uk › debt-and-money › help

   • Cached

   If you’re struggling to pay debts like credit cards, store cards or payday loans you can ask to make lower monthly repayments. Paying less than it says you have to in your contract might make it harder for you to get credit in the future.

5. Videos

   • 

     19:02

     youtube.com

     How to Create a Plan to Pay Off Debt

     27 Dec 2018

     395K views

   • 

     8:10

     youtube.com

     How To Start Paying Off Debt?

     12 Oct 2015

     1.5M views

   • 

     1:00

     bbc.co.uk

     Mortgages: What happens if I am struggling to pay?

     9 Jan 2024

   View all

6. www.gov.uk › options-for-dealing-with-your-debtsOptions for dealing with your debts: Overview - GOV.UK

   www.gov.uk › options-for-dealing-with-your-debts

   • Cached

   You can pay your debts in instalments by setting up: a Debt Management Plan which is an agreement with your creditors managed by a financial company. an Administration Order when you’ve had...

7. www.bbc.co.uk › news › business-64291327How can I pay off my debts and what help is available?

   www.bbc.co.uk › news › business-64291327

   • Cached

   What should I do if I'm struggling with debt? First, work out how much you owe, who to, and how much you need to pay each month, says the charity Citizens Advice. Next, create a budget by adding...

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8. www.gov.uk › pay-off-debtsCheck how you can deal with your debts - GOV.UK

   www.gov.uk › pay-off-debts

   • Cached

   Money and tax. Court claims, debt and bankruptcy. Check how you can deal with your debts. Find out what help you can get to manage your debts. You’ll be asked questions about: how...

9. www.citizensadvice.org.uk › debt-and-money › helpHelp with debt - Citizens Advice

   www.citizensadvice.org.uk › debt-and-money › help

   • Cached

   Help with debt. Start dealing with your debts. Collecting information about your debts. Check if you have to pay a debt. Work out which debts to deal with first. Check if you can increase your income. Reducing your regular outgoings. Check your options for getting out of debt. Making a plan to pay your debts. Dealing with urgent debts.

10. www.moneyhelper.org.uk › en › money-troublesHelp if you’re struggling with debt - MoneyHelper

    www.moneyhelper.org.uk › en › money-troubles

    • Cached

    If you’re struggling to repay debt, don’t worry – you’re not alone. Follow these steps to help you organise your finances, get help with repayments and find free debt help.