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5 days ago · The university offers one voluntary dental plan for benefits-eligible employees and family members through Cigna. When you visit an in-network dentist, there’s a $25 annual deductible, and other services are covered at 50% up to the annual benefit limit. Coverage also includes two free routine exams/cleanings per year.
Indiana University offers comprehensive medical coverage for eligible faculty, staff, and family members through Anthem. There is a traditional health plan option and a high deductible health plan (HDHP) with health savings account (HSA) option.
Benefits designed with you in mind. This guide provides information about your benefits with. Indiana University Health. Use it as your go-to source when you. are first enrolling for your benefits, when changing your benefits. at open enrollment or throughout the year as a benefits resource.
Oct 6, 2023 · When it comes to health insurance, the IU medical and dental plans offer more than just comprehensive coverage. Enrollment also includes access to exclusive programs designed to empower employees and their covered family members to take control of their health.
- Preventive Care Coverage
- Plan Similarities
- Plan Differences
All IU health plans cover preventive care at 100%, aligning with federal guidelines. Preventive care services may include (but are not limited to): 1. Routine and periodic wellness exams. 2. Routine immunizations for adults and children. 3. Screening tests such as colonoscopies, mammograms, bone density testing, cancer screenings, and cholesterol l...
No pre-existing condition limits or waiting periods.Both plans offer a travel benefit for covered medical services that aren't available within 100 miles of the member’s home.Both plans cover in-network preventive care at 100%.Services are comprehensive and include medical, prescription, behavioral health, transplants, durable medical equipment, home health care, skilled nursing, therapy, and chiropractic services.Premiums. The higher the deductible, the lower the premiums.The deductible and prescription benefits are structured differently.Deductibles, coinsurance, and copays vary in structure and amounts.Health Savings Account (HSA). A unique tax-advantaged health savings account (HSA) is available to those enrolled in an HDHP.iU benefits and perks, including insurance benefits, retirement benefits, and vacation policy. Reported anonymously by iU employees.
Oct 16, 2023 · These policies can safeguard employees, their loved ones, and their finances against unforeseen accidents and illness. In this week’s Benefits Spotlight, we’ll explore these plans in detail, including the benefits, coverage and cost for 2024.
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