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- Yes, you can still find travel insurance when you’re in your 80s, although we’re not going to pretend it’s all plain sailing. Some insurance providers impose age limits at around 75 for their standard travel insurance. But many other insurance providers have no upper age limit and will happily insure those over 80.
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Sep 30, 2024 · If you're over 80 and want a hassle-free trip, it's worth looking into your insurer's policy documents, especially for upper age limits and medical cover limitations before you commit to travel insurance. For example, some insurers won't cover anyone over 75.
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- While there are individual providers that have age limits on their policies, there is no overall age limit for travel insurance. Over 80s can find...
Are you planning to travel this year and looking for travel insurance for people over 80? Many insurers, including Saga, have no upper age limits, allowing older travellers to secure coverage, even for pre-existing medical conditions, and enjoy peace of mind during their journey.
Sep 5, 2024 · Over 80s travel insurance comes with steep premiums due to the higher likelihood of medical claims. Learn more about how to secure the best deal in our guide.
- Let Your Insurer Know About Any Health Conditions at Quote Stage
- What Happens If I Do Not Disclose A Pre-Existing Health condition?
- What Counts as A Pre-Existing condition?
- What If I Have Complex Medical Needs – Can I Still Get Travel Insurance?
It’s vital you let your insurer know about your medical conditions when you apply for a policy. A provider needs to know to calculate the risk of insuring you. Once the insurer knows about your medical condition, it can then let you know if the condition will be covered. If you’re not offered cover, you should look for an alternative provider.
Without cover for your condition included in the policy, you’d be liable to pay for any hospital stays and medical treatment you receive abroad that’s related to it, plus repatriation costs if you needed to get back to the UK for medical treatment. The costs could amount to tens of thousands of pounds. You could also lose all the money spent on you...
A pre-existing condition is any health condition you’ve been diagnosed with, are awaiting or receiving treatment for or one you’ve been diagnosed with in recent years – even if you have made a good recovery. Pre-existing conditions include things like high blood pressure – something that affects 60% of adults aged 65 and over and diabetes, which af...
If your medical conditions are particularly serious you might find it difficult to get cover. If that’s the case, it’s worth looking at the government’s MoneyHelper travel insurance directoryof specialist providers.
Choosing Age Co for over 80s travel insurance. Age Co Travel Insurance offers a wide range of benefits suitable for travellers over 80, including: No upper age limit. 24/7 medical assistance, included as standard. Cover for over 1,300 medical conditions. Up to unlimited emergency medical and repatriation cover.
Oct 15, 2024 · With this in mind, you should buy your insurance as soon as you book your holiday – unless you already have annual cover in place. Should you buy travel insurance from the tour operator or airline? When you buy your holiday, whether that's through a traditional package provider or a budget airline, you're likely to be offered insurance at the ...
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