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Not prepay
- The best way to relieve your family of a financial burden and make sure your wishes are honored is to prepare, not prepay. Here’s the deal. If you have enough money to prepay your funeral expenses, put that money into an investment account and watch it grow.
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What is prepayment for funeral plans?
A prepaid funeral plan lets you pay for your funeral in advance, potentially saving your family stress and expense when you die. But they don't cover all funeral costs, so check what's included first. This guide helps you compare what's on offer and decide whether to get one.
Jul 29, 2022 · A prepaid funeral plan allows you to cover costs at today’s prices, giving you comfort that your family will have one less thing to worry about when you die. These plans can also help to ease the administrative burden on your loved ones, as you'll can make your own funeral arrangements in advance.
- Reduce your family’s burden. The biggest pro of prepaid funeral plans is reducing the burden on your family. By taking care of the details of your funeral while you’re still alive, these decisions don’t fall on your family.
- Honor your personal decisions. Many people have strong feelings about their final arrangements and funerals. Even though you won’t be there for these things, it’s important to know your feelings on how you wish to be laid to rest.
- Secure an affordable price. By planning and pre-paying for your funeral in advance, you can lock in today’s prices. Even if prices go up in the future, you don’t have to worry about handing over more money or having your family worry about the finances of your arrangements.
- Choose your funeral home. If you have a funeral home you trust, odds are you want your family to go with this provider. When you prepay for arrangements, you’re limited to using this specific funeral home.
Aug 22, 2024 · Should you invest in a pre-paid funeral plan? There are definitely benefits, but before you commit to any arrangements or costs, it’s essential to weigh up pre-paid funeral plans pros and cons first. To help you out, we’ve made a list below of all the pros and cons you need to know.
A pre-paid funeral plan lets you pay for some funeral costs such as the services of a funeral director to arrange the funeral and take care of the deceased. Since July 2022, all pre-paid funeral plans are regulated by the Financial Conduct Authority (FCA).
Sep 6, 2023 · There are two main options to consider when prepaying (not preplanning) for a funeral: Trusts can be used in most states to prefund funerals, but state laws vary for how these can be used.
Having a prepaid funeral plan in place offers protection to you and your family against rising funeral director service costs, and helps your loved ones by reducing the stress and financial burden of arranging a future funeral.