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  2. Oct 12, 2022 · San Diego County Credit Union reviews, contact info, products & FAQ. Get the full story from fellow consumers' unbiased San Diego County Credit Union reviews.

    • (138)
    • About San Diego County Credit Union
    • Checking Accounts
    • Savings Accounts
    • Money Market
    • CD Rates
    • Best Features
    • Banking Experience
    • Final Take

    San Diego County Credit Union was founded in 1938 and has grown to become the largest locally owned financial institution in San Diego, with 425,000 members. GOBankingRates named the credit union as one of the Top 100 Banksfor 2022. Membership is available to anyone who lives and/or works in Southern California, including Los Angeles, Riverside and...

    Knowing which checking accountto choose is best achieved with a little research. If you’re just starting out and on a tight budget, SDCCU’s FREE checking with e-statements has no fees. Classic checking comes with a fee of $5 per month, which can be waived with a direct deposit of $100 per month or a daily balance of $1,000 or more. Both Classic and...

    SDCCU’s savings accountsare designed for growing your cash cushion at every stage of life, from teen to larger-balance saver — all with no monthly maintenance fees. SDCCU members must start with a primary account and an opening balance of $1. However, to earn an APR of 0.03%, you’ll need a balance of at least $100. The Special Savings accounts are ...

    Amoney market accountallows you to pay bills and make withdrawals while earning interest. Consider it a combination of a checking and savings account. San Diego Credit Union’s money market offers the same rates as a High Yield savings account (0.03% to 0.05%) and the same $5,000 opening balance to earn interest. But you won’t be subject to a monthl...

    To maximize the interest you earn, consider setting aside a lump sum in a CD. San Diego County Credit Union offers term lengths between three and 60 months and rates of 0.10% to 1.15%. There’s a $2,000 minimum to open a CD. The higher the initial deposit, the better the APY you could earn. For example, a balance of $10,000 or higher bumps up your r...

    SDCCU has some strong features that helped the credit union make the GOBankingRates Top 100 Banks. Four of the strongest categories include:

    San Diego County Credit Union reviews from customers rave on the ease of opening an account and handling daily banking needs online. In addition, SDCCU is one of the more inclusive credit unions, allowing nearly everyone working or living in Southern California to join.

    San Diego County Credit Union is a great alternative to a traditional bank. Many people rule out credit unions because of the membership restrictions related to their vocation or affiliations, but SDCCU makes it possible for nearly anyone to join. All you need to do is prove you work or live in Southern California, or join the Financial Fitness Ass...

  3. Easy online banking, early access to direct deposits, app and depositing checks could run smoother. Shopped for two cars thru them, easy process. Great rate, delivery to a branch.

  4. We've tested and reviewed products since 1936. Read CR's review of the San Diego County Credit Union bank & credit union to find out if it's worth it.

    • Credit Union
    • NA
  5. This could be a great bank, but they fail on so many issues. Their hours are ridiculous and they have NO after hours support. Some of the tellers are great, but they have a lot of turnover - so if you are working with one of their many trainees, you're in for trouble.

    • (7)
  6. I switched to Mission Fed almost a year ago, after being with WF since I was a child. Their ATMs are definitely a bit clunky in comparison, but I've found that my online banking is a much better experience.

  7. Aug 2, 2024 · San Diego County CU offers a variety of personal and commercial depository accounts and loans. On its personal banking side it offers checking, savings, money market and certificate accounts to meet members’ needs.

    • chris100
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