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£10,000
- A watch is considered a ‘valuable’ in a standard home insurance policy wording. A typical home policy will cover a watch for up to £10,000 inside the home but may not automatically cover an item away from the house. You will need to add personal possessions cover for this, which is likely to increase the premium.
www.stanhopeinsurance.co.uk/services/high-value-jewellery-watch-insurance/watch-insurance/
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Mar 14, 2023 · How much does it cost to add my watch to my home insurance? It will depend partly on the value of your watch and whether you want to add optional extras, such as personal possessions cover and accidental damage cover to your policy.
Apr 23, 2024 · Your watch is usually covered on your home insurance policy if it’s worth under £1,000. If it’s worth more, you’ll need to list it as a high value item. Most home insurance policies have a single item limit , often set at £1000.
Nov 14, 2023 · In the event of loss, theft or accidental damage, jewellery and valuables insurance can help to cover the cost of repairing and replacing watches, wedding and engagement rings, bracelets, necklaces, earrings and more where home or contents insurance can fall short.
Feb 21, 2024 · If your watch is under a certain value it will likely be covered by your home insurance, but for more valuable items you should specify them on your policy. Be certain to define if your watch insurance is just for the UK, or if you need cover when abroad.
Jewellery and watch insurance typically covers: Theft. Accidental loss (including loss of diamonds and stones) Accidental damage. Away from home cover. John Lewis Contents Insurance provides cover for your jewellery and watches as standard when they are kept in the home, with no add-on required.
A typical home policy will cover a watch for up to £10,000 inside the home but may not automatically cover an item away from the house. You will need to add personal possessions cover for this, which is likely to increase the premium.
How much does watch cover usually cost? Contents home insurance usually cover your watch. The average cost of combined buildings and contents insurance in 2018 was £163, with contents insurance usually counting for a third of the premium (around £60) and building insurance for the rest (around £110).
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