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  2. Scams can come in many forms, but all are designed to get hold of your money. They do this by getting you to reveal your personal details, stealing your information, or even tricking you into willingly handing over the cash. It’s important to know how to recognise a scam so you can protect yourself from fraudsters.

    • Cymraeg

      Os ydych wedi cael eich targedu, hyd yn oed os nad ydych yn...

    • What Scams Do Fraudsters use?
    • How to Spot A Scam
    • How to Avoid These Scams

    ‘Phishing’, ‘smishing’ and ‘vishing’ are the three main types of scams criminals will use to try to gain access to your personal details. They can then use these details to sign in to your online account, steal information and potentially take your money. 1. ‘Phishing’ is any activity designed to trick you into giving out your personal details such...

    Phishing, smishing and vishing scams can happen at any time and students can be targeted around payment dates at the start of term. Here are some of our top tips to spot them: 1. Phishing emails are often sent in bulk and are unlikely to contain both your first and last name, they commonly start: ‘Dear Student’. 2. Check the quality of the communic...

    We’ve put together some tips to help you stay safe: 1. Keep an eye out for any emails, phone calls or SMS messages you think are suspicious, especially around the time you’re expecting a payment. 2. You shouldn’t post messages online that let people know you’re getting your student finance payment soon, this could make you a target for fraudsters. ...

  3. Find out how internet scams work and what to be aware of - misleading websites, report website fraud, suspicious communication and phishing.

    • Check the signs of fake online shops. You can search for a company's details on GOV.UK. This will tell you if they're a registered company or not. If you’re buying something on a site you haven't used before, spend a few minutes checking it – start by finding its terms and conditions.
    • Don’t click on or download anything you don’t trust. Don’t click on or download anything you don’t trust - for example, if you get an email from a company with a strange email address.
    • Be careful about giving personal information away. Some scammers try to get your personal information – for example, the name of your primary school or your National Insurance number.
    • Check if your details have been shared online. Sometimes your log-in details can be made publicly available when a website is hacked. This means that someone could use your details in a scam.
  4. Consumer. Scams. What to do if you've been scammed. This advice applies to England. See advice for Northern Ireland, Scotland, Wales. If you’ve been scammed, you need to: protect yourself from further risks. check if you can get your money back. report the scam. If you saw the scam online or in an email or text.

  5. Ask yourself the following questions. If you answer yes to any of them, there's a good chance it's a scam. Have you been contacted out of the blue? Cold calls or unexpected emails or messages should raise suspicion, especially if you’re asked to give personal or payment details.

  6. Scammers use email or text messages to trick you into giving them your personal and financial information. But there are several ways to protect yourself. How To Recognize Phishing. How To Protect Yourself From Phishing Attacks. What To Do if You Suspect a Phishing Attack. What To Do if You Responded to a Phishing Email. How To Report Phishing.

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