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Do I need to enroll in Medicare if I'm 65?
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How do I enrol in Medicare if I'm 65?
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How do I enroll in Medicare?
Follow the steps below if you need to actively enroll in Medicare. If you decide to enroll in Medicare during your Initial Enrollment Period, you can sign up for Parts A and/or B by: Visiting your local Social Security office. Calling Social Security at 800-772-1213.
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If you're 65 or older, you can enroll online for Parts A and B, or Part A only. You can delay Part B if you're already covered through an employer group health plan. The application is for retirement benefits and Medicare, or Medicare only.
There are several ways to enroll in Medicare, whether you plan to retire or keep working: If you begin receiving Social Security retirement benefits between age 62 and up to 4 months before turning 65, you will be automatically enrolled in Medicare Part A and Part B when you turn 65.
When to sign up for Medicare. Most people sign up for Part A (hospital insurance) and Part B (medical insurance) when they're first eligible, typically at age 65. It's important to sign up promptly to avoid gaps in coverage or late enrollment penalties.
You can enroll in Medicare at anytime during this seven-month period, which includes the three months before, the month of, and the three months following your 65th birthday. The date when your Medicare coverage begins depends on when you sign up.
- September 1st
- July 1st
- August 1st
- Your coverage starts
Most people get Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) when first eligible (usually when turning 65). Answer a few questions to check when and how to sign up based on your personal situation. Learn about Part A and Part B sign up periods and when coverage starts.
Getting Social Security Benefits before 65. Follow this path to sign up for Medicare if you’re getting retirement or disability benefits from Social Security at least 4 months before turning 65. Get My Medicare Steps.
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