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  2. Axis Bank offers unsecured personal loans, which does not require collateral or assets. How to apply for a Personal Loan at Axis Bank? Apply online or visit a branch, submit the required documents or complete the 100% digital journey online, and get quick approval.

  3. Pre-approved Loan: Get instant approval on your pre-approved personal loan at competitive interest rates with no hidden charges & instant disbursal at Axis Bank today!

  4. Aug 28, 2019 · Apply for a personal loan from Axis Bank and get instant approval with low interest rates and charges. Get your loan approved in minutes through easy online banking.

    • Axis Bank Personal Loan Interest Rate
    • Types of Axis Bank Personal Loan
    • Axis Bank Personal Loan Eligibility Criteria
    • Documents Required For Axis Bank Personal Loan
    • Axis Bank Customer Care
    • FAQs

    Axis Bank personal loan interest rate starts @ 11.25% p.a. While the bank has not disclosed the factors determining its personal loan interest rates, lenders usually factor in the credit score, monthly income, age, etc. of its applicants while setting their personal loan interest rates.

    Personal Loan for Wedding

    1. Purpose: Applicants can avail Axis Bank Marriage Loanto finance their wedding related expenses 2. Loan Amount:Rs 50,000-Rs 40 lakh 3. Tenure:1-5 years

    Personal Loan for Home Renovation

    1. Purpose: Axis Bank offers Personal Loan for Home Renovationto meet the expenses required for renovating, extending and improving their existing home property 2. Loan Amount: Up to Rs 40 lakh 3. Tenure:1-5 years

    Axis Bank Personal Loan eligibilitycriteria is set on the basis of the job profile, age, minimum monthly income, etc. of its personal loan applicants. Here are the Personal Loan eligibility criteria set by Axis Bank. 1. Government employees (including those working with local and central bodies) and employees of private limited companies, public li...

    Completely filled application form with recent passport size photographs
    KYC documents (driving license, passport, Aadhaar card, job card by NREGA duly signed by a State Government officer, voter ID, Letter issued by National Population Register with name and address de...
    Proof of Birth date (birth certificate, PAN card, passport, school leaving certificate, Aadhaar card, driving license)
    Signature proof (passport, bank verification, PAN card)
    1-860-419-5555
    1-860-500-5555
    Non Toll Free Number: +91 40 67174100

    1. Can I choose between a fixed or floating rate for the personal loan?

    Ans.Axis Bank Personal Loans are offered only on fixed interest rates. Axis does not offer personal loans on floating interest rates.

    2. Can I use Axis Bank personal loan for any purposes, including for commercial or business purpose?

    Ans. Axis Bank personal loan can be used for all personal purposes, except for speculation. It can also be used by the entrepreneurs for expanding their business. The loan is sanctioned based on the credit history of the entrepreneur.

    3. Does Axis Bank allow Personal Loan Balance Transfer option?

    Ans.Yes, Axis Bank allows Personal Loan Balance Transfer option where the existing personal loan borrowers of other banks/NBFCs can transfer their personal loan to Axis Bank at lower interest rates.

    • 11.25% p.a. onwards
    • 1-7 years
    • Up to Rs 40 lakh
  5. Axis Bank personal loan is available for multiple personal usages and you don’t need a collateral to get it. The main requirements are a good credit score and a regular source of income,...

  6. Jun 24, 2024 · As mentioned above in the Axis Bank Personal Loan Eligibility Criteria, both public and private sector employees, along with salaried doctors, are eligible for availing Axis Bank Personal Loans. Note that many lenders also decide the personal loan interest rates of loan applicants based on their occupation profiles.

  7. Jun 20, 2024 · Axis Bank offers personal loan at interest rates starting from 10.99% p.a. The bank offers personal loans at fixed interest rates for loan amounts of up to Rs 40 lakhs and repayment tenures of up to 5 years. Unlock Best. Personal Loan Offers. From 30+ Lenders. Mobile Number (0/10) Employment Type. Salaried. Self Employed. Apply Now. हिंदी में पढ़े.

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