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  1. Earn 2% Cash Back On All Purchases: 1% When You Buy And 1% As You Pay For Those Purchases. Enjoy Cash Back On Every Purchase, Wherever You Use Your Card, With Citi Double Cash®

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  1. Flat rate. Some cash back cards offer the same percentage of cash back on every purchase, such as 1% cash back or 1.5% cash back. Bonus categories. Some cash back credit cards offer a higher rewards rate for purchases within a certain category (like travel, dining, gas or groceries), with a lower rewards rate for other purchases. Rotating ...

  2. With your Discover it card, you automatically earn unlimited 1% cash back on all purchases. 5% Cash Back. Earn 5% cash back on everyday purchases at different places each quarter, up to the quarterly maximum when you activate. NOW: Earn 5% at Restaurants and Drug Stores, now – March 31, 2024, on up to $1,500 in purchases, when you activate. 2.

  3. 100% U.S. Based Customer Service: You can reach a live agent any time by calling 1-800-Discover (1-800-347-2683). Certain specialized customer service agents may not be available 24/7. Expand. Our credit card comparison chart lets you compare the cash back rewards of the Discover it® card with other cash back cards.

  4. Discover it Cash Back offers a high rewards rate in rotating categories, a good 0% APR offer and an unusual bonus that could become a windfall. Credit cards View all credit cards

    • Assigning Editor
    • Discover
    • Why You Might Want The Discover It® Cash Back
    • Why You Might Want A Different Card
    • How Does The Discover It® Cash Back Compare to Other Cash Back Cards?
    • How to Use The Discover It® Cash Back
    • Is The Discover It® Cash Back Right For You?

    The Discover it® Cash Back should be on your list of cash back cards to consider for more than a few reasons. Flexible redemption options, a generous sign-up bonus and intro APR offers are just a few of its notable features.

    You may save a bit on interest and earn a decent sign-up bonus with the Discover it®Cash Back, but the lower rate of acceptance for Discover cards outside of the U.S. compared to American Express, Visa and Mastercard could prove challenging when taking this card abroad (even though the card charges no foreign transaction fees). Plus, the rotating r...

    While the Discover it®Cash Back can be a lucrative rewards card for users willing to weigh their spending, keeping track of enrolling in rotating bonus categories can be cumbersome. Plus, the quarterly cap on bonus category purchases is relatively low – potentially limiting earnings for many spenders. Here are a few of our most popular cash back al...

    Use it for all your purchases in the first year to take advantage of the introductory offer.
    Don’t forget to register for rotating bonus categories each quarter.
    Adjust your spending and where you might shop each quarter to fit the bonus categories and maximize cash back.
    Consider pairing the Discover it® Cash Back with a card that earns a high flat cash back rate for purchases outside your rotating categories.

    Despite the extra effort required, the Discover it®Cash Back can be a lucrative no-annual-fee cash back card for many users. As long as you are willing to enroll each quarter and keep an eye on bonus categories and the spend cap, you can earn significant rewards with this card and its stand-out first-year Cashback Match. Eligibility and Benefit lev...

  5. Oct 2, 2024 · The Discover it® Cash Back card offers several valuable benefits on top of its cash back rate, including a unique welcome bonus and an intro APR. The card is also especially forgiving with its ...

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  7. Aug 14, 2024 · The Discover it® Cash Back is a great first jump into rewards-earning credit cards. The card offers solid rewards: Earn 5% cash back on everyday purchases at different places each quarter up to a ...

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