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1. • Shared ownership

     • Shared ownership allows you to buy a share of a new house and pay rent on the remaining part. It is a government-backed incentive scheme, primarily aimed at helping first time buyers onto the property ladder. You can also use it to buy a bigger home than you can afford on the open market.
     www.newhomesforsale.co.uk/shared-ownership/

     Shared Ownership: What is Shared Ownership? - New homes for sale

2. People also ask

   Can I buy a share of my home?

   • You can buy a share of between 10% and 75% of your home’s full market value. You can either: You can buy more shares in your home in the future. This is known as ‘staircasing’. If you buy more shares, you’ll pay less rent on the rest of the property. You may be eligible for support to buy a home through other affordable home ownership schemes.

   Right to Shared Ownership: buying a share of your rented home - GOV.…

   www.gov.uk/right-to-shared-ownership

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   Can I buy a rented home if I buy more shares?

   • If you buy more shares, you’ll pay less rent on the rest of the property. You may be eligible for support to buy a home through other affordable home ownership schemes. Buy your rented home through the Right to Shared Ownership scheme: who can apply, how to apply, costs, paying rent, buying more shares, repairing and selling your home.

   Right to Shared Ownership: buying a share of your rented home - GOV.…

   www.gov.uk/right-to-shared-ownership

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   Can you buy a house if you become a shared owner?

   • You can buy more of your home after you become the owner. This is known as ‘staircasing’. The cost of your new share will depend on the value of your home when you want to buy the share, so expect prices to go up or down over time. What do you do if you want to move from a shared ownership house?

   Shared ownership: frequently asked questions - Connect Housing

   www.connecthousing.org.uk/find-a-home/shared-ownership/shared-ownership-faqs/

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   Can I buy more shares if I Sell my Home?

   • You can buy additional shares as time goes by (this is called staircasing). If you sell your shared ownership home you will benefit from any increase in its value. Whilst shared ownership is great for some, there can be drawbacks for others.

   Shared ownership: frequently asked questions - Connect Housing

   www.connecthousing.org.uk/find-a-home/shared-ownership/shared-ownership-faqs/

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   How do I buy a shared ownership home?

   • Before you buy a shared ownership home, ask the landlord for the ‘key information document’ to check what share amounts you’ll be able to buy in the future. You can usually buy additional shares at any time. For some homes though, you might need to wait for a certain amount of time after you buy the home.

   Shared ownership homes: buying, improving and selling - GOV.UK

   www.gov.uk/shared-ownership-scheme/buying-more-shares-staircasing

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   What happens when you buy a shared ownership home?

   • When you buy a Shared Ownership home, you decide what stake in the property you can afford to buy from the housing association. You put down a deposit of at least 5% of your stake and take out a mortgage to cover the rest. You then pay rent on the part you do not own.

   What is Shared Ownership and how does it work? - Zoopla

   www.zoopla.co.uk/schemes/shared-ownership/

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3. www.gov.uk › shared-ownership-schemeShared ownership homes: buying, improving and selling - GOV.UK

   www.gov.uk › shared-ownership-scheme

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   You can buy a home through the shared ownership scheme if you cannot afford all of the deposit and mortgage payments for a home that meets your needs. You buy a share of the property and...

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5. www.gov.uk › buying-more-shares-staircasingShared ownership homes: buying, improving and selling - GOV.UK

   www.gov.uk › buying-more-shares-staircasing

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   If you bought your home on or after 1 April 2021, you may be able to buy shares of 1%. Check the key information document for the home to see if you can buy 1% shares.

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7. www.zoopla.co.uk › schemes › shared-ownershipWhat is Shared Ownership and how does it work? - Zoopla

   www.zoopla.co.uk › schemes › shared-ownership

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   Shared Ownership is a government scheme that offers you the chance to buy a share of a property from a housing association, a non-profit-making body that provides homes. Because you only own a part of the property, you can buy it with a smaller deposit and mortgage.

8. www.gov.uk › right-to-shared-ownershipRight to Shared Ownership: buying a share of your rented home

   www.gov.uk › right-to-shared-ownership

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   Buy your rented home through the Right to Shared Ownership scheme: who can apply, how to apply, costs, paying rent, buying more shares, repairing and selling your home.

   • The Right to Shared Ownership scheme allows some tenants in England to buy a share of their rented home on shared ownership terms. This means you:...
   • You may be eligible to buy a share of your rented home through the Right to Shared Ownership scheme if all of the following are true: your househol...
   • When you apply for Right to Shared Ownership, you’ll need to make sure you can afford the payments for your home. You’ll discuss the costs with you...
   • For a shared ownership home, you need to pay rent for the share you do not own. You may lose your home and the money you put into it if you do not...
   • There are 9 steps to apply for Right to Shared Ownership. 1. Tell your landlord you want to apply Tell your landlord you want to buy a share of you...
   • You can buy more shares in your home after you become a shared owner. This is known as ‘staircasing’. When you buy more shares, you’ll pay less ren...
   • You can sell your shared ownership home at any time. If you own a 100% share of your home, you can sell it on the open market. For example, through...
   • When you buy a home with Right to Shared Ownership, your lease will have an ‘initial repair period’. During the initial repair period, the landlord...
   • You’ll usually need to get the landlord’s permission to rent out (sublet) all or part of your home, unless you own a 100% share. If you need your l...
   • You can get free advice about how to buy a home through the Right to Shared Ownership scheme. Right to Buy agent service The Right to Buy agents of...

9. www.rightmove.co.uk › guides › buyerShared ownership | Rightmove Guides

   www.rightmove.co.uk › guides › buyer

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   Shared ownership is a scheme offered by some housing providers that allows you to buy a share of a property, and then pay rent on the remaining part. It can be a more affordable route – compared to buying a home outright – for first time buyers, or those that don’t currently own a home, to get onto the property ladder.

10. www.connecthousing.org.uk › find-a-home › sharedShared ownership: frequently asked questions - Connect Housing

    www.connecthousing.org.uk › find-a-home › shared

    • Cached

    How do you buy more shares in a shared ownership home? You can buy more of your home after you become the owner. This is known as ‘staircasing’. The cost of your new share will depend on the value of your home when you want to buy the share, so expect prices to go up or down over time.

11. www.unbiased.co.uk › discover › mortgages-propertyShared ownership: the pros and cons explained | Unbiased

    www.unbiased.co.uk › discover › mortgages-property

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    Sep 2, 2024 · Typically, you can buy shares of 10% or more at any time, though some older leases may only allow 25% or more, while newer leases might permit shares as small as 5%. If you purchased your home on or after 1 April 2021, you might also be able to buy 1% shares each year for the first 15 years.