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- When you transfer between a state agency, university, participating community college or participating charter school you cannot make changes to your elections or elect new benefit options. You must transfer your existing NCFlex benefits to the new employer.
oshr.nc.gov/state-employee-resources/benefits/ncflex/qualifying-life-events
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Can a state employee transfer ncflex benefits?
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A current employee can enroll in or change their benefits within 30 days of a qualifying life event. Any change made in coverage due to a life event must be consistent with your status change.
- Dental
State Employee Resources; Benefits; NCFlex; The NCFlex...
- Disability
You may enroll in the NCFlex Disability plan if you are a...
- Accident
NCFlex offers an Accident Plan that pays benefits for...
- Qualifying Life Events
The State of North Carolina is the employer for the NCFlex...
- Critical Illness
Some benefits have a time limit to file, so be sure to file...
- Vision
The NCFlex Vision Plan is administered by EyeMed. You have...
- AD&D
State Employee Resources; Benefits; NCFlex; Voluntary AD&D ....
- Life Insurance
State Employee Resources; Benefits; NCFlex; The NCFlex Group...
- Dental
NCFlex is a state-sponsored benefits program that offers supplemental benefits to eligible employees. NCFlex benefits can travel with an employee to other participating NCFlex employers. These benefits give enrolled employees peace of mind and opportunities to save.
- NCFlex Advantages
- Benefits Resources
- Dependent Eligibility
- Important Considerations:
- Qualifying Life Events
- Transfers
- Deduction Corrections and Bank ! Account Changes
- Ineligible Health Care Expenses
- Termination of Employment
- Can a Spouse Have a Health Savings Account (HSA) if an Employee Has an HCFSA?
- HCFSA Worksheet
- Cost For:
- For Children
- Qualifying Family Members
- How to Submit FSA Claims on page 7.
- NCFlex Convenience Card
- Eligible and Ineligible Expenses
- Eligible Dependent Day Care Expenses
- Ineligible Dependent Day Care Expenses
- Termination of Employment
- DDCFSA Worksheet
- www.ncflex.org.
- Tax Considerations
- NCFlex Convenience Card
- How It Works
- How to Sign up
- How Can the Accident Plan Help?
- Monthly Cost
- Wellness Benefit (Both Low and High Plans) – New for 2023
- Exclusions and Limitations
- Cancer and Specified Disease
- In addition to cancer coverage, this insurance pays benefits for 29 other specified diseases listed below:
- Examples of Net Cost
- Summary of Benefits
- Medicaid Information
- Evidence of Insurability
- Certificate of Coverage
- Employee/Spouse
- Beneficiary
- Certificate of Coverage
- Pre-Existing Condition
- Wellness Benefit – New for 2023:
- Changing Dental Plan Options
- Need More Information?
- Exclusions and Limitations
- Vision
- Cost
- Wellness Tip
- Changing Plans
- Continuation of Coverage
- Contact Lens Fit and Follow Up
- Hearing Care
- Lens Options
- Hearing Care
- Plan Exclusions
- Group Term Life
- Coverage Options
- Employee/Spouse
- Funeral Planning and Concierge Services
- Coverage
- What is Excluded from Coverage
- Exceptions:
- Wellness Tip
- Monthly Cost and Principal Sum
- What is Excluded from Coverage
- Exceptions:
- Pre-trip information
- How it works
- Exclusions and limitations
- NCFlex Voluntary Disability Plan
- Important: For Participants in TSERS
- Short Term Disability
- Additional Features
- Deductible LTD Income
- Important Details
- Employee Coverage Effective Date
- Limitations – STD
- Limitations – LTD
- Exclusions
- When Benefits End
- When Disability Coverage Ends
- Group Insurance Certificate
- Filing Claims
- Frequently Asked Questions About the Claims Process
- How the TRICARE Supplement Works with TRICARE
- Federal Requirements
Here are key advantages of participating in NCFlex: Two Ways to Save: First, we are able to offer benefits at lower group rates because the number of NCFlex-eligible employees gives us greater bargaining power, and this saves employees money. Second, the premiums for the insurance coverages and contributions employees make to the flexible spending...
The State of North Carolina offers a variety of benefits that can help employees meet their health and financial goals. These include: Numerous pre-tax voluntary benefits under NCFlex Medical coverage through the State Health Plan Retirement benefits This Benefits Guide, the employee Enrollment Guides (university and non-university), and the NCFle...
Coverage for eligible dependent(s) is available for most NCFlex benefits (see the specific benefits section for details). Eligible dependents are defined as the employee's: Legally-married spouse. Any child, including natural, stepchild, or adopted child, until the end of the month in which the child turns age 26, including: The employee’s child wh...
An employee must be enrolled in a plan for his/her eligible dependent(s) to participate. An employee may not be covered as both an employee and a dependent and children may not be dually enrolled. Employees should consult with their tax advisor if he/she has questions as to whether someone qualifies as an income tax dependent. Dependents do not ha...
Each year during annual enrollment employees can choose to participate in any or all of the NCFlex benefits they are eligible for. Once employees have made their elections, they cannot add, change or cancel their elections during the year unless they have a qualifying life event — a change in family or employment status. Qualifying life events incl...
The State of North Carolina is the employer of the NCFlex program. When an employee transfers between a state agency, university, participating community college, or participating charter school, he/she cannot make changes to benefit elections or elect new benefit options*. Employees must transfer their existing NCFlex benefits to the new work loca...
An employee should review his/her pay stub to make sure the deductions are correct. If deductions are incorrect on the pay stub, the employee should contact their HBR or benefits department immediately. If an employee changes banks or bank accounts during the year, he/she will need to notify his/her HBR or benefits department so that reimbursements...
Medical, dental, and other premiums cannot be reimbursed through the HCFSA. In addition, elective cosmetic procedures and similar expenses are not allowable expenses according to the IRS. Common ineligible expenses include: Vitamins and supplements, unless prescribed by a physician. Cosmetic procedures that are not to correct a congenital deformity...
If an employee terminates employment or coverage during the plan year, he/she may submit claims for services incurred before the coverage termination date. Services incurred after the coverage termination date cannot be reimbursed unless the employee elects to continue coverage under COBRA. In accordance with IRS regulation, any unused money in an ...
If an employee is enrolled in the HCFSA, his/her spouse cannot make or receive tax-favored HSA contributions. This is because the HCFSA is available to reimburse the qualified expenses of the employee and the employee's spouse and dependents, so a spouse's contributions to an HSA would violate IRS rules. Contributions that are made by or on behalf ...
Employees can use this worksheet to calculate the amount they want to contribute to the HCFSA for out-of-pocket expenses for the upcoming plan year. The HCFSA worksheet is also available online by visiting www.ncflex.org. Step Based on records for the past few years, fill in the anticipated eligible expenses. If the expense is paid by a health car...
Medical plan deductibles Medical plan copayments Prescription drug copayments Routine physicals/exams Dental care/orthodontia Employee For Spouse
$ $ $ $ $ $ $ $ $ $ $ $ $ $ $ Vision care $ $ $ Hearing care $ $ $ Health services/supplies $ $ $ Other eligible expenses $ $ $ Total Annual Health Care Expenses (A) $ + (B) $ + (C) $ Annual Election (A + B + C = D) D) $ (Enter amount D in the benefits enrollment platform)
Eligible day care expenses may be reimbursed for: A “qualifying child” under age 13 for whom the employee is the legal guardian and who has the same principal residence as the employee for more than one-half of the year and does not provide more than one-half of his or her own support during the calendar year. A qualifying child (as defined above)...
When filing a claim, the employee needs to attach a receipt that shows the amount of the charge and date of service with the dependent day care provider’s tax identification number or Social Security Number.
An employee can use the NCFlex Convenience Card to pay for eligible dependent care expenses, up to the amount payroll deducted and available in the account.
Go to www.ncflex.org for a complete listing of eligible and ineligible DDCFSA expenses, which can be found under the Flexible Spending Account section.
The employee can be reimbursed through the DDCFSA for: Payments to nursery schools, day care centers, or individuals who satisfy all state and local laws and regulations. Payments for before-school care and after-school care beginning with kindergarten and higher grades. Payments to relatives for care of a qualifying dependent(s); however, the rel...
Some common ineligible expenses include: Tuition expenses for education of a qualified dependent beginning with kindergarten and higher grades. Expenses incurred while the employee and his/her spouse are not working (except for short temporary absences like vacation and minor illnesses). Expenses for overnight camps. Virtual camps. Transportation ...
If an employee terminates employment or coverage during the plan year, he/she may submit claims for services incurred on or before the coverage termination date. Services incurred after the termination date will be reimbursed up to the balance available in the account.* In accordance with IRS regulation, any unused money in the account is forfeited...
Employees can use this worksheet to identify dependent day care out-of-pocket expenses for the upcoming plan year. The DDCFSA worksheet is also available online at
To get an idea of dependent day care expenses, an employee should review records for the past few years. Using this information, add any new types of expenses anticipated and complete the following worksheet:
The DDCFSA is based on current tax laws. Employees should keep in mind the following tax considerations before participating in the DDCFSA: An employee may prefer to use dependent day care expenses to claim a Child Care Credit when filing federal and state income tax returns. The law permits an employee to use the Child Care Credit or the DDCFSA bu...
Employees who enroll in the HCFSA or DDCFSA will automatically receive one NCFlex Convenience Card to use for either or both accounts, at no cost. If an employee is new to the plan and this is the first time they receive a card, the card will automatically be activated upon first use.
The NCFlex Convenience Card automatically checks the employee's account for available funds. Anytime an employee incurs an eligible HCFSA or DDCFSA expense with a vendor that accepts credit cards, he/she can swipe the NCFlex Convenience Card at the point-of-service and the expense will be deducted from the employee's account. Note: DDCFSA elections...
If this is an employee's first time enrolling in the HCFSA or DDCFSA, he/she will receive a card in the mail after enrolling. The NCFlex Convenience Card is automatically activated upon first use. Remember, cards are good through the expiration date on the card and will NOT be automatically re-issued each January. If an employee already has an NCFl...
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
NCFlex and its carriers administer the dental, vision care, and cancer and specified disease benefits, as well as the HCFSA in accordance with the HIPAA Privacy requirements. A HIPAA Privacy Notice is provided to participants by the carriers of each plan and is also available at www.ncflex.org.
employee's benefits eligibility • A dependent turns age 26 • Employees must transfer their existing NCFlex benefits to the new Legal guardianship • Significant cost change • Court order • Reduction in hours For more details about qualifying life events and the steps employees need to take when one occurs, visit www.ncflex.org.
Please note: Only NCFlex benefits and UNC System benefits can be transferred from State of NC or UNC System employers who offered NCFlex plans. All eligible employees must re-enroll in Medical coverage and a Mandatory Retirement Plan.
The State of NC is the employer for NCFlex benefits. When an employee transfers between state agencies, university, community colleges or charter schools offering NCFlex, they are considered a rehire or a
Open Enrollment for 2025 is Sept. 30-Oct. 25, 2024 for North Carolina state employees. NCFlex offers supplemental benefits including dental, vision, flexible spending accounts, cancer, critical illness, accident and more.
