1% Cashback on Debit Card Purchases. Discover Bank, Member FDIC. See Details & Apply Now! Earn Cash Back Rewards with No Fees. Apply for a Discover Cashback Debit Account Today!
- Savings Accounts
Open an Online Account Today.
High APY & No Fees With Discover®
- Why Discover®
We've Got An Online Bank Account
To Fit Your Needs With No Fees.
- IRA Account
Start Saving With a Roth or
Traditional IRA CD in 3 Easy Steps.
- High Yield CDs
Lock in Your CD APY Now.
Flexible Terms and No Fees.
- Savings Accounts
Suits Me: The Personal account that suits you. A banking alternative. Suits Me, the hassle-free alternative to traditional banking
- Open your account today
Open your account in minutes
Free Mastercard® debit card
- Contact Us
We are here to help
Multilingual Customer Care team
- Apply Now
Suits Me® Apply Now.-Your Apply
Instantly!
- Start Managing Your Money
Manage your money wherever,
whenever
- Suits Me Apply
Suits Me Apply Today.-Your Apply
Instantly!
- About Prepaid Cards
Prepaid Payment Cards
Suits Me Prepaid Mastercard®
- Open your account today
Search results
- You can either add an account holder to an existing account or open a new account together. This is true of both joint current accounts and joint savings accounts, though the process varies between banks. Some will allow you to open a joint bank account online, while others will require you to call or make a branch appointment.
www.moneysavingexpert.com/banking/best-joint-bank-savings-accounts/Joint bank accounts explained | What is a joint bank account?
People also ask
Can I open a bank account with other people?
Do you need to be married to open a joint bank account?
Should you open a joint bank account?
Who can open a joint bank account UK?
Do I need a personal bank account if I have a joint account?
How many people can open a joint bank account?
Sep 25, 2024 · You can open a joint bank account with two, three, four, five or more people depending on the bank. No matter how many joint owners, each person can deposit and withdraw funds. HSBC with its Advance Bank account allows up to 6, while TSB’s Spend and Save account offers up to 5 account holders.
- Publisher
Yes, unmarried couples can open an account. You don't even have to be a couple – any two or more people can open a joint account if they wish, you don't need to be married, related or share an address.
- How Does A Joint Account Work?
- Is A Joint Account Right For You?
- How to Close Your Joint Bank Account
Both people can have their income paid into the account. Both can make debit card or contactless payments and pay their bills with regular Direct Debits and standing ordersYou can also choose to have separate bank accounts for your personal spending and a joint one for household bills, such as your rent or mortgage, utility bills and the weekly shopYou'll both need to go through a credit check to open a bank account. It’s a good idea to be open and honest about your finances from the start to avoid having your application rejectedIt's a good idea to agree how much you’ll both be paying in each month. You should also set some ground rules for what you’ll be using the account forIf you have money left over at the end of the month, discuss how you’ll spend or save itIt’s important to make sure you trust the other person before applying. This is especially true with flatmates you’ve not known for long. If you go overdrawn, your bank will hold all account holder...Decide what would happen to the account if you were to split as a couple or go your separate ways as friends. It might not be an easy conversation but it could save a lot of arguments later, especi...Before you contact us, agree how you’re going to manage any regular payments from the account. You’ll need to cancel any Direct Debits or standing orders, or move them to another accountYou’ll also need to agree how you’ll pay off any overdraftIf there’s a dispute between you and the other person, cancel the joint account mandate straight away so neither of you can use the account until you’ve reached a settlementYou can also open a bank account jointly with other people. For example, you might want to do this to manage household bills with someone you live with, or with your wife, husband or civil partner. How to open an account
Aug 7, 2024 · Applying for a bank account online typically takes about 10 to 20 minutes, during which you'll need to answer questions and upload necessary documents. Decision times can vary, with many banks offering immediate decisions, while others may take up to a few days, particularly for new customers.
Aug 27, 2024 · You can open a joint account with any other person, from a partner to a flatmate. However, both of you have to beat least 18 years old and live full-time in the UK. With a joint account, the money in the account belongs to both joint-account holders.
You can open one with a partner, family member, housemate, or friend; Save money - if you open a joint packaged account, both of you get the everyday cover you need, for one monthly fee
quizntales.com has been visited by 1M+ users in the past month
High-yield accounts elevate your banking. No fees, just seamless finance
