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- VSDP emphasizes the goal of returning employees to work when medically able. However, if the employee is not able to return to work, VSDP provides income equal to 60% of the employee's pre-disability income compensation through long-term benefits. The VSDP TPA pays long-term benefits, and the employee is removed from the agency's payroll.
doa.virginia.gov/reference/CAPP/CAPP_Topics_Cardinal/50525.pdf
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What are vsdp benefits?
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Who is eligible for vsdp coverage?
If you are approved for long-term disability (LTD) benefits under the Virginia Sickness and Disability Program (VSDP), you may elect to continue or enroll in coverage under the provisions of the State Retiree Health Benefits Program. Under this program, the participant pays the full cost of coverage.
You are eligible for sick leave, family and personal leave, work-related disability coverage and coverage under the VSDP Long-Term Care Plan from the first day of employment. Eligibility periods for non-work-related disability coverage and certain income replacement levels vary.
Classified salaried state employees and salaried faculty covered under the provisions of Plan 1, Plan 2 or the Hybrid Retirement Plan are eligible for VSDP coverage. For more information about the plans, visit varetire.org and review the handbook for your plan or contact your human resource ofice.
If you are covered under the State Police Officers’ Retirement System (SPORS) and suffer a work-related illness or injury in the line of duty on or after July 1, 2010, you may be eligible for income replacement equal to 100 percent of your pre-disability income for up to six months.
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Long-term disability benefits begin after short-term disability benefits end. The waiting period for long-term disability benefits is 6 months (the length of short-term disability coverage). Long-term disability benefits provide an income replacement of 60% of creditable compensation.
You are covered under the VSDP long-term care plan if you participate in the Virginia Sickness and Disability Program (VSDP). Benefit Eligibility. You are eligible for benefits when a licensed health care practitioner certifies that you: Are unable to perform at least two of six Activities of Daily Living without substantial assistance; or
Your benefits are payable 90 calendar days after the beginning of each incident certified by a licensed health care practitioner as eligible for VSDP long-term care benefits.
