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1. www.pensiontimes.co.uk › investments › bonds-fixedPros and cons of fixed-rate bonds for pensioners | Pension Times

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   Here, we look at the pros and cons of a fixed rate bond as a suitable investment type for pensioners. However, while fixed-rate bonds are an appropriate investment vehicle for many pensioners, it does not necessarily mean that they are ideal for all pensioners. Read our pros and cons below with your circumstances in mind to see whether it is ...

   • Which fixed-income investments offer the best returns?

     A significant benefit to fixed income securities is that...

   • What is the best savings account for over 50s? - Pension Times

     Pros of fixed-rate bonds. One significant advantage is...

2. moneytothemasses.com › saving-for-your-futureThe new Pensioner bonds – Everything you need to know

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   Dec 13, 2014 · The 1 year pensioner bond will pay 2.8% before tax each year, while the 3 year pensioner bond will pay 4% per annum. However, like bank interest, the interest on pensioner bonds will be paid net of basic rate tax. That means the net interest rates for basic rate tax payers will be 2.24% for the 1 year version and 3.2% for the 3 year version.

3. www.pensiontimes.co.uk › investments › generalWhich fixed-income investments offer the best returns?

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   A significant benefit to fixed income securities is that they can provide an investor with another income stream. And it is fixed. Hence the name. That’s another reason that bonds are popular with pension fund managers. They are far easier to ensure that the future outgoings are equal to or less than the income.

4. www.comparethemarket.com › savings-accounts › over-60sBest savings accounts for over 60s - Comparethemarket

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   Fixed rate savings accounts for over 60s. Fixed rate savings accounts, also called fixed rate bonds, tend to offer decent rates of interest that are guaranteed for a set length of time, typically one to five years. A five-year term would usually pay more interest than a one-year one.

5. www.moneysavingexpert.com › savings › pensioner-bondsPensioner Bonds: Over-65s fixed savings - Money Saving Expert

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   Nov 1, 2015 · Archived 1 November 2015. Pensioner Bonds, for people 65 and over, which offered vastly higher rates of interest than normal savings accounts, have now CLOSED. Rates were 2.8% on the one-year bond and 4% on the three-year bond, which at the time smashed standard savings rates. Although you can no longer get them, below is a Q&A for those who did.

6. www.pensiontimes.co.uk › savings › savings-accountsWhat is the best savings account for over 50s? - Pension Times

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   Pros of fixed-rate bonds. One significant advantage is knowing how much of a return you will have on a lump sum over a specified period. Additionally, fixed-rate bonds offer you the opportunity to pick a rate of return that is often higher than an easy-access savings account or even a cash ISA. Cons of fixed-rate bonds. Your money is locked ...

7. People also ask

   Are fixed-rate bonds suitable for pensioners?

   • Fixed-rate bonds are often suitable for pensioners. The benefit of knowing your money will not lose (real) value is essential, plus you can earn a decent rate of interest if you shop around for a bond with a term you are comfortable with. However, locking your cash away at all may not be a suitable option for you depending on your circumstances.

   Pros and cons of fixed-rate bonds for pensioners | Pension Times

   www.pensiontimes.co.uk/investments/bonds-fixed-income-investments/pros-and-cons-of-fixed-rate-bonds-for-pensioners

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   How much do pensioner bonds pay in fixed savings bonds?

   • Pensioner Bonds from NS&I pay 2.8% or 4% in fixed savings bonds. This Money Saving Expert guide shows you how to use them best.

   Pensioner Bonds: Over-65s fixed savings - Money Saving Expert

   www.moneysavingexpert.com/savings/pensioner-bonds/

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   What is the interest rate on Pensioner bonds?

   • However, like bank interest, the interest on pensioner bonds will be paid net of basic rate tax. That means the net interest rates for basic rate tax payers will be 2.24% for the 1 year version and 3.2% for the 3 year version. Are pensioner bonds competitive?

   The new Pensioner bonds – Everything you need to know

   moneytothemasses.com/saving-for-your-future/investing/new-pensioner-bonds-everything-need-know

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   What is the difference between a pensioner bond & a 3 year bond?

   • The 1 year pensioner bond will pay 2.8% before tax each year, while the 3 year pensioner bond will pay 4% per annum. However, like bank interest, the interest on pensioner bonds will be paid net of basic rate tax. That means the net interest rates for basic rate tax payers will be 2.24% for the 1 year version and 3.2% for the 3 year version.

   The new Pensioner bonds – Everything you need to know

   moneytothemasses.com/saving-for-your-future/investing/new-pensioner-bonds-everything-need-know

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   What happened to pensioner bonds?

   • Pensioner Bonds, for people 65 and over, which offered vastly higher rates of interest than normal savings accounts, have now CLOSED. Rates were 2.8% on the one-year bond and 4% on the three-year bond, which at the time smashed standard savings rates. Although you can no longer get them, below is a Q&A for those who did.

   Pensioner Bonds: Over-65s fixed savings - Money Saving Expert

   www.moneysavingexpert.com/savings/pensioner-bonds/

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   How do pensioner bonds compare with other savings options?

   • Below shows how they compared with other savings options: Pensioner Bonds smashed normal savings. At the time that Pensioner Bonds closed, the top paying one-year fixed account was Aldermore Bank 1.9% AER, which paid 1.52% after basic-rate tax. The one-year bond pays 2.8% AER, so you'd get 2.24% after basic-rate tax.

   Pensioner Bonds: Over-65s fixed savings - Money Saving Expert

   www.moneysavingexpert.com/savings/pensioner-bonds/

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8. www.ft.com › content › 64789f8c-01d5-424b-968b-bPension de-risking: the pitfalls for retirement savers

   www.ft.com › content › 64789f8c-01d5-424b-968b-b

   1 day ago · Yet from the financial crisis of 2007-09 to the upturn in interest rates prompted by the recent resurgence of inflation, government bond markets were hostage to an unprecedented bubble.