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  1. What is a Decision in Principle? A Decision in Principle is confirmation from your mortgage lender of how much they’re willing to lend you for your mortgage. Sometimes a Decision in Principle is also called: an Agreement in Principle. a Mortgage in Principle. a Mortgage Promise. a Lending Certificate.

  2. Dec 20, 2022 · An Agreement in Principle (AIP) is sometimes called a Mortgage in Principle (MIP), Decision in Principle (DIP) or an Approval in Principle (AIP). To get one, you provide your mortgage broker or potential lender with information about your finances and they give you an indication of how much you’ll be able to borrow.

  3. 4 days ago · A Decision in Principle is sometimes also referred to as: An Agreement in Principle. A Mortgage in Principle. A Mortgage Promise. It’s not legally binding, and the amount offered could change following a detailed assessment of your income and spending, credit rating, and other factors.

  4. Start your home buying journey. A Decision in Principle (DIP) shows how much we could lend you. It also shows that you're serious about buying, so you can use it to view properties and put in offers. How it works. You'll answer some questions about yourself and your situation. We'll run a soft credit check. This will not affect your credit rating.

  5. Before applying for a mortgage you may need a Decision in Principle (DIP), sometimes referred to as an Agreement in Principle (AIP). A DIP gives an indication as to how much you could borrow from us and many sellers or estate agents ask to see your DIP as assurance that you can get a mortgage.

  6. Ready to get a mortgage in principle? Apply today to find out how much you may be able to borrow based on your individual circumstances.

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  8. Getting a Decision in Principle is often one of the first steps to getting a mortgage. Find out what it is, why it can be useful and how to apply for one here.

  1. Market-leading rates & complex cases welcome. Free affordability consultation. Free quotes. All property types, rates from 1.9% all terms & borrower types, BTL, HMO, Semi-Commercial

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