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  1. Contact Your Local Co-op Funeral Director For Funeral Arrangements And Services. Their Life, Their Story. Plan The Send-Off They Want. Visit Your Local Co-op Funeral Home.

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  2. We Offer a Wide Range of Traditional & Contemporary Funeral Services at Affordable Prices. Contact Us Today for More Information About the Funeral Directors and How to Assist You.

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  1. We are pleased to offer you this price list of services and products. We hope this will aid you and your loved ones in your decisions, whether they are for pre-arrangements, pre-payment or at need services.

  2. Unique to Your Loved One. The type of services, facilities, and vehicles you choose will be itemized and charged only as selected. Merchandise such as flowers, video tributes, burial vault, cremation urn, casket and memorial stationery are also available for selection.

  3. Funding options – trusting or insurance. Flexible time payment plans. Peace of mind. At Steadman Brothers Funeral Home, you have the ability to lock-in costs against future increases. Once the pre-arranged funeral contract is paid in-full, the contract will be Guaranteed.

    • How to Deal with The Property of A Person Who Has Died
    • What Does The Executor Or Administrator Do
    • Tax and Benefits
    • Debts
    • Probate and Letters of Administration
    • Jointly-Owned Property
    • If The Amount of Money Is Small
    • Do You Need A Solicitor
    • How Long Does It Take to Get Probate Or Letters of Administration
    • How to Apply For Probate Or Letters of Administration

    Everything owned by a person who has died is known as their estate. The estate may be made up of: 1. money, both cash and money in a bank or building society account. This could include money paid out on a life insurance policy 2. money owed to the person who has died 3. shares 4. property, for example, their home 5. personal possessions, for examp...

    The executor or administrator (also called the personal representative) takes responsibility for dealing with all of the estate. This involves: 1. finding all the financial documentation belonging to the person who died 2. sending a copy of the death certificate to the organisations that hold the money of the person who has died. Ask them for confi...

    When someone dies, it's important to sort out their benefits, tax and National Insurance as soon as possible. There may be tax to pay, or their estate might be owed some tax back. You need to tell the tax office, and each government office that was paying benefits to the person who has died, about their death. You need to do this as soon as possibl...

    The person who has died may have left debts, for example, an overdraft on their account or a credit agreement that has not been paid off. When someone dies you should try to contact all their creditors. You should place a notice in The Gazetteon their website, the official public record of legal notices in the UK. This will tell creditors they can ...

    Probate

    If you are named in someone's will as an executor, you may have to apply for probate. This is a legal document which gives you the authority to share out the estate of the person who has died according to the instructions in the will. You do not always need probateto be able to deal with the estate. If you have been named in a will as an executor, you don't have to actif you don't want to.

    Letters of administration

    In some circumstances, someone who wants to deal with the estate of someone who has died will have to apply for letters of administration, rather than probate. This person is called an administrator. You have to apply for letters of administration if: 1. there is no will 2. a will is not valid 3. there are no executors named in the will 4. the executors cannot or are unwilling to act. There are strict rules about who can be an administrator. If there is a valid will, you can apply for letters...

    Do you always need probate or letters of administration

    You usually need probate or letters of administration to deal with an estate if it includes property such as a flat or a house. Otherwise, you may not need probate or letters of administration if: 1. the estate is just made up of cash (that is, bank notes and coins) and personal possessions such as a car, furniture, and jewellery 2. all the property in the estate is owned as beneficial joint tenantsThis property automatically becomes wholly owned by the other owner 3. you had a joint bank acc...

    Couples may jointly own their home. There are two different ways of jointly owning a home. These are beneficial joint tenancies and tenancies in common. If the partners were beneficial joint tenants at the time of the death, the surviving partner will automatically inherit the other partner's share of the property. There is no need for probate or l...

    The estate may be made up of a relatively small amount of money held: 1. in a bank or building society account 2. in a pension fund 3. by an insurance company. If, after the funeral expenses have been paid, the amount of money held by the organisation is under a certain amount, they might be prepared to release it to you without you having to apply...

    Many executors and administrators act without a solicitor. However, if the estate is complicated, it is best to get legal advice. You should always get legal advice if, for example: 1. the terms of a will are not clear 2. part of the estate is to pass to children under the age of 18 3. the person who died has left money or property in a trust 4. th...

    The time it takes to get probate or letters of administration varies according to the circumstances. It may only take three to five weeks if there are no complications, inheritance tax is not payable, the estate is straightforward and all forms are filled in properly. However, in more complicated cases, it may take much longer.

    You can apply for probate online or by post. However, you can only apply by post if you’re applying for letters of administration.

  4. A cash advance in funeral planning is money you pay in advance to the funeral home to cover charges of certain items or services obtained from third party vendors. The funeral home may make these purchases on your behalf, and then pay the vendors with the money you have given them.

  5. Viewing and visitation: Steadman Brothers Funeral Chapels will provide space for friends and family to gather and pay their respects to the deceased. Legal services: The funeral director can assist with legal services, such as obtaining death certificates, permits, and other necessary documentation.

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  7. The funeral service is an important point of closure for those who have suffered a recent loss, often marking just the beginning of collective mourning. It is a time to share memories, receive condolences and say goodbye. Funeral homes curate a final ceremony that provides space for guests to begin the journey through grief together.

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