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  1. 2 days ago · Learn how OMNIA Health Plans offer significantly lower premiums and no referrals when accessing the largest network in New Jersey. Plus, members can save even more with lower out-of-pocket costs at certain doctors and hospitals.

  2. Horizon Blue Cross Blue Shield of New Jersey, headquartered in Newark, New Jersey is the only licensed Blue Cross and Blue Shield Association plan in New Jersey, providing health insurance coverage to over 3.2 million people throughout all of New Jersey.

  3. Before you get care, check to see what your plan covers and if you need a referral from your doctor or prior authorization from Horizon BCBSNJ.

  4. Horizon Medicare Blue Supplement plan advantages: See any doctor that accepts Medicare. No membership fees and no application fees. Exclusive member discounts through Blue365®. Save up to $24/per year with EFT payments. Option to add a prescription, vision and/or dental plan.

  5. I'm leaning toward Horizon because of the credit card and the larger network of doctors (though really, we don't shop around for doctors and are current ones are in both plans), but I am concerned about the worse coinsurance and copay for emergency room and some other costs if something happens.

  6. Oct 1, 2024 · Here's a brief overview of the key differences: Medicare Advantage (MA) Medicare Advantage plans are partially funded by Medicare but offered by private insurance companies. These plans provide all of the hospitalization (Part A) and medical coverage (Part B) of Medicare, plus additional benefits that are not part of Original Medicare.

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  8. Horizon Blue Cross Blue Shield NJ offers a full range of medical plans & services that's right for you. Horizon Healthcare plans include BlueCard PPO, EPO, Horizon Direct Access and more.

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