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  1. www.atlantafed.org › economy-matters › banking-andProposed Updates to Community Reinvestment Act Published

    May 5, 2022 · The proposal would promote community engagement and financial inclusion, and it would also increase the emphasis on smaller-value loans and investments that can have high impact on low- to moderate-income communities.

  2. www.atlantafed.org › community-reinvestment-actCommunity Reinvestment Act: Does Your Bank Measure Up?

    This document is intended to help you understand how this law—the Community Reinvestment Act (CRA)—affects the way your financial institution serves your community. It describes the factors federal regulators use when they review a bank's CRA performance and explains the rating the bank receives.

  3. www.atlantafed.org › community-developmentCommunity Reinvestment Act: Geographies and Strategies in the ...

    The Community Reinvestment Act (CRA) was enacted by Congress in 1977 to encourage depository institutions to help meet the credit needs of the communities in which they operate, including economically distressed neighborhoods, consistent with safe and sound operations.

  4. crsreports.congress.gov › product › pdfModernization of the Community Reinvestment Act - CRS Reports

    Jun 14, 2024 · The Community Reinvestment Act (CRA: P.L. 95-128, 12 U.S.C. §§2901-2908) addresses how banking institutions meet the credit needs of the areas they serve, particularly in low- and moderate-income (LMI) neighborhoods.

  5. en.wikipedia.org › wiki › Community_Reinvestment_ActCommunity Reinvestment Act - Wikipedia

    The Community Reinvestment Act (CRA, P.L. 95-128, 91 Stat. 1147, title VIII of the Housing and Community Development Act of 1977, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and ...

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  7. www.federalreserve.gov › consumerscommunities › craCommunity Reinvestment Act (CRA) - Federal Reserve Board

    The Community Reinvestment Act (CRA), enacted in 1977, requires the Federal Reserve and other federal banking regulators to encourage financial institutions to help meet the credit needs of the communities in which they do business, including low- and moderate-income (LMI) neighborhoods.

  8. www.federalreserve.gov › newsevents › pressreleasesFact Sheet on the Community Reinvestment Act

    The Community Reinvestment Act (CRA) is a seminal piece of legislation enacted to address systemic inequities in access to credit as part of a reinforcing set of laws to expand financial inclusion and combat redlining.

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