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      • Having bad credit doesn’t necessarily mean your application will be declined. If your application is approved, Sunny aims to get your cash to you within 15 minutes. Your monthly repayments will be taken via a Continuous Payment Authority (CPA), on a regular basis on an agreed day of the month.
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  2. Find out more about bad credit loans with this in depth guide from Sunny. With loans from £100-£2,500, whatever your situation you'll find a loan that works for you.

    • About Sunny

      Here at Sunny, our aim is to help you tackle unexpected...

    • Small Loans

      At Sunny, we offer access to loans from as little as £100...

  3. Sunny provides a more flexible and transparent alternative to payday loans. Apply for a loan at Sunny, and once approved, receive cash within 15 minutes.

  4. Here at Sunny, our aim is to help you tackle unexpected expenses quickly, so that you can get back to the important things in life. That’s why we believe bad credit loans can be the best choice for those who need credit now, and have been turned away by their bank or other credit providers.

    • What Is A Small Loan?
    • Eligibility For A Small Loan
    • What About Small Loans For Bad Credit?
    • Can I Get A Small Loan with No Credit Check?
    • How Do I Get A Small Loan?

    Also known as small personal loans or unsecured loans, these are where you borrow a small amount of money which can be used for whatever you need. Such as an unexpected bill or expense, financing a purchase or any other means. These little loans can help keep you on your feet until payday, and with manageable amounts you can repay them quickly with...

    Each lender has their own set of criteria that borrowers must meet in order to be eligible for any loan. These include: 1. Being at least 18 years old or above 2. Being a UK resident 3. Having a regular income 4. Not being bankrupt or otherwise insolvent 5. Having access to a bank account and debit card 6. Having a working email address and mobile ...

    Yes, if you have poor credit and are wanting to take out a small personal loan, don’t worry. We understand that everyone’s financial situation is unique and offer bad credit small loans to those who need it. When you apply, a panel of small loan direct lenders will run a credit check just to make sure that you can pay it back responsibly, but other...

    No, the Financial Conduct Authority demands that all loan providers conduct credit checks no matter how little the loan may be. Lenders will complete a soft search when initially assessing your application. This soft search will not harm your credit score, unlike a hard search, and will give you a rough idea of whether it is worth going through wit...

    Applying for a small personal loan is very simple with Sunny – and quick too. You simply need to fill in the details on our online form, submit and then wait for a response. With an easy to use application process where our lender panel first soft checks you to tell you if you will be accepted or not, you will receive an instant decision on your li...

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  5. Nov 6, 2020 · Half a million borrowers mis-sold payday loans by collapsed lender Sunny are likely to receive no more than 1% of their compensation entitlement. Administrators KPMG are emailing all those who...

  6. Sep 4, 2024 · Once you’ve chosen the size of your loan and filled in your personal details, Sunny assesses your application, running a credit and affordability check. Having bad credit doesn’t necessarily mean your application will be declined.

  7. Sunny Loans was a UK-based payday lender offering short-term loans to consumers in financial need. Launched in 2013, Sunny provided fast, unsecured loans for those facing unexpected expenses or short-term cash flow problems.

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