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1. • • A VA loan is a mortgage guaranteed by the Department of Veterans Affairs. VA loans are typically issued by private mortgage lenders (we’ll go into the one exception later on) but the VA assumes some of the risk. This means if a VA borrower fails to make payments on their loan and defaults, the VA will repay the lender a portion of its losses.
     Reference:

     VA Loan Guide: What Is a VA Home Loan and How to Get One ...

2. People also ask

   What is a VA loan?

   • A VA loan is a government-backed mortgage option available to Veterans, service members and surviving spouses. VA loans are made by private lenders, like mortgage companies and banks, and not the Department of Veterans Affairs.

   VA Loans: The Complete Guide - Veterans United Home Loans

   www.veteransunited.com/va-loans/

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   Who makes VA home loans?

   • VA loans are made by private lenders, like mortgage companies and banks, and not the Department of Veterans Affairs. VA home loans offer competitive interest rates and terms and can be used to purchase a single-family home, condominium, multi-unit property, manufactured house or new construction.

   VA Loans: The Complete Guide - Veterans United Home Loans

   www.veteransunited.com/va-loans/

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   Does the VA offer a home loan to veterans?

   • Although the VA loan is a federal program, the government generally does not make direct loans to Veterans. Instead, private lenders including Veterans United Home Loans finance the loan while the Department of Veterans Affairs offers a guaranty.

   VA Loans: The Complete Guide - Veterans United Home Loans

   www.veteransunited.com/va-loans/

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   Is a VA loan better than a conventional loan?

   • If you are eligible, a VA loan is often better than a conventional loan. You can buy a home with no down payment, a higher debt-to-income ratio, and no private mortgage insurance. You’re also likely to have a lower mortgage rate and cheaper monthly payments. Those perks are hard to beat. Verify your VA loan eligibility. Start here

   VA Loan vs. Conventional Loan: What's the Difference?

   themortgagereports.com/80255/va-loan-vs-conventional-loan-pros-cons

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3. www.veteransunited.com › va-loansVA Loans: The Complete Guide - Veterans United Home Loans

   www.veteransunited.com › va-loans

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   Sep 1, 2024 · A VA loan is a government-backed mortgage option available to Veterans, service members and surviving spouses. VA loans are made by private lenders, like mortgage companies and banks, and not the Department of Veterans Affairs.

   • Occupation: VP of Mortgage Insight

4. benefits.va.gov › homeloansVA Home Loans - Veterans Affairs

   benefits.va.gov › homeloans

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   VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms. Read our guide for buying a home

5. Videos

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     Explore VA Benefits: Overview of home loans and how to apply

     26 Jun 2015

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     How VA home loans work

     29 Mar 2017

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     veteransunited.com

     VA Loans: The Complete Guide from Veterans United Home Loans

     8 Mar 2013

     100K views

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6. www.cnet.com › personal-finance › mortgagesWhat Is a VA Home Loan and Who Qualifies? - CNET Money

   www.cnet.com › personal-finance › mortgages

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   Jun 8, 2022 · By guaranteeing VA home mortgages, the government provides confidence to lenders and financial institutions that the loans are low-risk. You’ll still go through a private lender to obtain a VA loan.

7. www.nerdwallet.com › article › mortgagesGuide to VA Home Loans: How They Work, Who Qualifies

   www.nerdwallet.com › article › mortgages

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   Jun 3, 2024 · A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs and issued by a private lender, such as a bank, credit union or mortgage company. A VA loan can...

8. themortgagereports.com › 80255 › va-loan-vsVA Loan vs. Conventional Loan: What’s the Difference?

   themortgagereports.com › 80255 › va-loan-vs

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   May 2, 2024 · As a veteran, you always have the flexibility to purchase a home using either a VA loan or a conventional loan. To more easily compare a VA loan to a conventional loan, take a look...

9. www.wsj.com › mortgage › va-home-loanVA Loan Guide: What Is a VA Home Loan and How to Get One ...

   www.wsj.com › mortgage › va-home-loan

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   May 29, 2024 · A VA loan is a mortgage guaranteed by the Department of Veterans Affairs. VA loans are typically issued by private mortgage lenders (we’ll go into the one exception later on) but the VA assumes...

10. www.businessinsider.com › best-va-mortgage-lendersBest VA Loan Lenders of September 2024 - Business Insider

    www.businessinsider.com › best-va-mortgage-lenders

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    Aug 28, 2024 · If you qualify for a VA mortgage, you have the ability to purchase a home very affordably, with no down payment, low rates, and no limits on how much you can borrow. These home loans are...