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  1. Medicare Part B (Medical Insurance) covers Pap tests and pelvic exams to check for cervical and vaginal cancers. As part of the pelvic exam , Medicare also covers a clinical breast exam to check for breast cancer. Medicare covers these screening tests once every 24 months in most cases.

  2. Aug 29, 2024 · Original Medicare and Medicare Advantage plans fully cover the cost of PAP smears and PAP smears with HPV testing as long as the doctor or healthcare facility accepts the assignment.

  3. In women who have a higher risk of certain cancers, Medicare will cover a Pap smear, pelvic exam or breast exam once every 12 months. Medicare beneficiaries do not have to pay copayments, coinsurance or deductible costs associated with these preventative tests.

  4. For those not covered by health insurance, a conventional Pap test usually costs $25 to $40 and a liquid-based Pap test -- sometimes referred to by the brand name ThinPrep -- costs $45 to $60, according to the University of Pittsburgh Medical Center.

  5. If medically needed, Medicare Part B covers diagnostic mammograms more than once a year. You would pay 20% of the Medicare-approved amount after meeting any Part B deductibles. Cervical. For most women at average risk: One pelvic exam and Pap test every 2 years.

  6. Costs. If you qualify, Original Medicare covers Pap smears, pelvic exams, and breast/chest exams at 100% of the Medicare-approved amount when you receive the service from a participating provider. This means you pay nothing (no deductible or coinsurance).

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  8. For people at high risk for cervical or vaginal cancer, or if a woman is of childbearing age and has had an abnormal Pap test in the previous 3 years, Medicare covers screening every year. Part B also covers human papillomavirus (HPV) tests once every 5 years for people ages 30 to 65.

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