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- If you have had your identity stolen but have not lost any money, you should still report it to the relevant organisations and should follow the steps in the identity fraud checklist which set out what you need to do to protect yourself.
www.actionfraud.police.uk/a-z-of-fraud/identity-fraud-and-identity-theft
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Here’s what to do. Ask them to withhold pending transactions and ask about their claims process if any money has been taken fraudulently. This should include bank accounts, email addresses...
Identity fraud happens when someone steals your personal details and uses them for their financial gain. This usually means fraudsters will apply for credit in your name. We know it’s worrying if you discover you’ve been a victim of a ID fraud, but fortunately we have a dedicated support team ready to help. This page will also guide you ...
If your identity is stolen, you can lose money and may find it difficult to get loans, credit cards or a mortgage. Your name, address and date of birth provide enough information to create another ‘you’.
- Protect your address. If you start getting post for someone you don’t know, try to find out why. Lenders use the electoral roll to check who’s registered as living at a particular address.
- Protect your bank accounts. Be extremely wary of unsolicited phone calls, letters or emails from your bank or other financial institution asking you to confirm your
- Protect your phone. Never reply to unsolicited text messages, even to get them stopped. Simply delete them. Sign up to the Telephone Preference Service to prevent marketing phone calls.
- Protect your computer. Keep your computer security programs, such as antivirus and firewall, up to date. Make sure your web browser and operating system are the latest version.
Answer. Identity theft is when your personal details are stolen and this could lead to identity fraud where a person uses your stolen details in criminal activity to obtain goods and services by deception without your knowledge or permission. Your personal information is a valuable tool to a criminal and you should take steps to protect it.
If your identity has been stolen, you should contact your bank, credit card company and the local police on the non-emergency phone number, 101, as soon as possible to let them know the situation. You can also report the fraud via Action Fraud , the police’s fraud-reporting service.