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- If you are a victim of identity theft, place fraud alerts or security freezes on your credit reports, file a report at IdentityTheft.gov, and take steps to protect your credit history and finances.
www.consumerfinance.gov/ask-cfpb/what-do-i-do-if-i-think-i-have-been-a-victim-of-identity-theft-en-31/
People also ask
What happens if you are a victim of identity theft?
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What is identity theft & why is it important?
If you think you are a victim identity theft or fraud, act quickly to ensure you are not liable for any financial losses. Report all lost or stolen documents, such as passports, driving licences, credit cards and cheque books to the organisation that issued them.
If you are the victim of identity theft it depends on the circumstances as to whether you, the organisation involved, or both, report it to the police. For example, you have not received a credit or debit card and you were expecting one
- Protect your address. If you start getting post for someone you don’t know, try to find out why. Lenders use the electoral roll to check who’s registered as living at a particular address.
- Protect your bank accounts. Be extremely wary of unsolicited phone calls, letters or emails from your bank or other financial institution asking you to confirm your
- Protect your phone. Never reply to unsolicited text messages, even to get them stopped. Simply delete them. Sign up to the Telephone Preference Service to prevent marketing phone calls.
- Protect your computer. Keep your computer security programs, such as antivirus and firewall, up to date. Make sure your web browser and operating system are the latest version.
Identity theft happens when fraudsters access enough information about someone’s identity (such as their name, date of birth, current or previous addresses) to commit a fraud. Identity theft can take place whether the victim is alive or deceased.
It's important to take action quickly if you've suffered identity fraud. Fraudsters may steal money from your bank accounts & take out credit in your name – so you want to stop them as soon as you can.
If you suspect someone has got hold of information about you which they’re using to pose as you, act quickly to protect your identity and ensure you’re not liable for any financial...
If you're worried your personal details have been stolen, you've noticed any unusual account activity, or you've dealt with an organisation that's recently lost or leaked sensitive data, you may be at risk of becoming a victim of identity fraud.