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Jan 17, 2024 · Under Section 75 of the Consumer Credit Act, you’re covered by credit card purchase protection if you use your card to buy goods or services such as a computer, phone, a car, flights, or a holiday, just as long as the item costs over £100 and under £30,000.
Sep 29, 2024 · Your credit report is your financial CV - it contains details of credit accounts you've held (and whether or not you've kept up with repayments), your current and previous addresses and any financial connections (such as the name of the person with whom you share a joint account).
Find out what protection you get when spending on your credit and debit cards under the chargeback scheme and section 75 of the Consumer Credit Act. This guide will help you make a claim if the company you’re buying from goes bust or doesn’t deliver what it promised.
Apr 11, 2016 · Under the scheme, rent payments will be recorded on your Experian credit file like loans, mortgages, credit cards and other similar bills. It doesn't mean it'll be on all your credit files, though, as Experian is one of three credit agencies.
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Aug 3, 2018 · Section 75 protects your purchases over £100 if you use a credit card. This MoneySavingExpert guide tells you how to claim if something goes wrong.
Chargeback is a card refund initiated by your bank when you've reached an impasse with a business (referred to as the 'merchant'). It can be used for credit, debit and prepaid card payments of all sizes. Unlike Section 75, chargeback isn't a legal protection, although our Twitter poll suggests that only half of people are aware of this.
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When using a credit card, you also have what is known as Section 75 protection. If it applies, your card provider may be equally responsible for compensating you as well as the retailer or supplier. When does it apply? What does it cover? How do I claim? How long have I got? What do I need to prove my claim? What's not covered by Section 75?
