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Mild cognitive impairment
- Mild cognitive impairment, or MCI, refers to small deteriorations in mental abilities that, while noticeable, do not interfere too greatly with your everyday life.
www.dementiauk.org/information-and-support/health-advice/what-is-mild-cognitive-impairment/
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A measure of the profitability of an insurer’s day-to-day underwriting activity. It is the ratio of claim-related losses (net of reinsurance) and expenses to earned premiums (net of reinsurance). Expense ratio is a measure of the level of expenses associated with underwriting activity.
Mar 10, 2020 · Can't make heads or tails of your insurance statement? Check this list of abbreviations for health and automobile insurance claims, policies, and providers.
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Mar 11, 2022 · Insurance terms and acronyms can be confusing. Discover our insurance glossary for definitions of common insurance jargon & terminology.
MCI is more than just normal forgetting and means a difficulty that is greater than would be expected for normal ageing. MCI is not the same as dementia. People with MCI can be at risk of developing dementia in the future, but many do not develop more problems.
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- Premiums. When you purchase an insurance policy, you'll be required to make regular payments, known as premiums. These payments are typically made monthly or annually and are the cost of maintaining your insurance coverage.
- Deductible. Think of a deductible as the money you have to shell out from your own pocket before your insurance kicks in to help cover your expenses. It's like the upfront cost you need to cover before your insurance really starts working for you.For example, if you have a $500 deductible and make a claim for $1,000, you'll need to pay $500, and your insurer will cover the remaining $500.
- Policyholder. The policyholder is the person who owns an insurance policy. This individual is responsible for paying premiums and making claims under the policy.
- Coverage Limit. Every insurance policy has a coverage limit, which is the maximum amount your insurer will pay out for a covered claim. It's crucial to understand your policy's limits to ensure you have adequate coverage.
NAIC’s consumer insurance glossary provides definitions of common insurance terms, helping consumers easily understand key concepts across health, auto, life, and home insurance. It is helpful for beginners and policyholders seeking explanations.
Oct 5, 2024 · If you’ve ever felt overwhelmed by the alphabet soup of terms in insurance policies, especially P&C insurance acronyms, know that you’re not alone. We’re here to guide you through, including discussing topics like OSP with Flexa and deciphering PCN at GEICO.
