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Medical & Commercial International
- Medical & Commercial International (MCI) meet this challenge through a team of underwriters experienced in underwriting specialised general & medical liability on an international basis. Our aim is clear: to provide the highest calibre of liability insurance products to those industries and risks where in-depth expertise is key to adding value.
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A measure of the profitability of an insurer’s day-to-day underwriting activity. It is the ratio of claim-related losses (net of reinsurance) and expenses to earned premiums (net of reinsurance). Expense ratio is a measure of the level of expenses associated with underwriting activity.
Mar 10, 2020 · Health insurance documents often include the healthcare professional who treated you or handled your case. Here are some examples of abbreviations for professions that you might see in an insurance document. AHP - Allied Health Professional; CMIO - Chief Medical Information Officer; CMO - Chief Medical Officer; CNA - Certified Nurse Aide
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- Premiums. When you purchase an insurance policy, you'll be required to make regular payments, known as premiums. These payments are typically made monthly or annually and are the cost of maintaining your insurance coverage.
- Deductible. Think of a deductible as the money you have to shell out from your own pocket before your insurance kicks in to help cover your expenses. It's like the upfront cost you need to cover before your insurance really starts working for you.For example, if you have a $500 deductible and make a claim for $1,000, you'll need to pay $500, and your insurer will cover the remaining $500.
- Policyholder. The policyholder is the person who owns an insurance policy. This individual is responsible for paying premiums and making claims under the policy.
- Coverage Limit. Every insurance policy has a coverage limit, which is the maximum amount your insurer will pay out for a covered claim. It's crucial to understand your policy's limits to ensure you have adequate coverage.
Mar 11, 2022 · Insurance terms and acronyms can be confusing. Discover our insurance glossary for definitions of common insurance jargon & terminology.
Medical & Commercial International - MCI - Medical and commercial liability insurance underwriters. Including; Pharmaceutical Trials Liability, Clinical Trials Insurance and Medical Malpractice, Insurance Pharma Liability Insurance.
Medical & Commercial International (MCI) specialises in underwriting international liability risks. Its management and underwriting team have extensive experience of the international insurance market and have worked with companies ranging from start-ups to some of the largest corporate and public entities in the world.
When you make an insurance claim, you may come across unfamiliar legal terms. Here we provide a brief explanation of the most common terms you may read in your insurance documents… ab initio: Literally ‘from its inception’; a breach of a condition which may lead an insurer to treat a policy as null and void.
