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  1. We help people who have been turned down buy their banks find the money they need. Fast & flexible online loans 24/7. Apply at Sunny.

    • Apply Online

      Sunny is a registered trading name of Upward Finance Ltd who...

    • FAQ’s

      Registered Office: Sunny Loans, 7 Bell Yard, London,...

    • Bad Credit Loans

      Bad Credit Loans - Short Term Loans - A brighter way of...

    • No Guarantor Loans

      No Guarantor Loans - Short Term Loans - A brighter way of...

    • Small Loans

      Essentially yes, small loans are very similar to payday...

    • Same Day Loans

      Same Day Loans - Short Term Loans - A brighter way of...

    • Instant Loans

      Instant Loans - Short Term Loans - A brighter way of...

    • Are Sunny Loans Safe?
    • Can I Change My Loan?
    • The Verdict
    • Frequently Asked Questions

    Sunny was the trading name of Elevate Credit International Limited until it fell into administration in 2020. Now, Sunny is the trading name of Upward Finance Ltd, an introducer appointed representative (IAR) of Flux Funding Limited, a credit broker, not a lender. Under these regulations, your personal data is shared with credit reference agencies ...

    Sunny offers a very respectable level of flexibility. You can repay early at any time and only pay interest for the days on which you borrow. You also have a cooling-off period in which you can cancel the loan. (You’ll be charged interest for the days when you had the funds, though.)

    Like most short term lenders, Sunny provides convenient loans with quick turnaround and short repayment terms. As with any short term finance option, a Sunny loan is likely to be one of the most expensive forms of borrowing available and should only be considered as a last resort.

    Sunny’s lenders need your employer details, bank and debit card details (including sort code and account number), as well as 3 years of address history. Additionally, they’ll want to see details of...
    You can check the status of your application with Sunny by logging in to your online account. In some cases, Sunny will need more information from you and will contact you via email.If you have any...
    Yes. Lenders carry out credit and affordability checks on all applications submitted.If you choose to proceed with the loan application, then like all responsible lenders, they’ll run a full credit...
    Applying for a Sunny loan leaves a footprint on your credit file. Before applying, you can use the eligibility checker to see if you’re eligible for a loan.Although Sunny charges no fees for late p...
    • 18
    • UK resident
  2. Nov 6, 2020 · Half a million borrowers mis-sold payday loans by collapsed lender Sunny are likely to receive no more than 1% of their compensation entitlement.

  3. Sep 15, 2020 · Sunny loans, one of the UK’s biggest short term loan lenders and a subsidiary of the US-based Elevate Credit has gone into administration. Here's what it means.

  4. Click here to read 6023 customer reviews of Sunny Short term loan, rated 4.9★ by real people like you on Smart Money People.

    • (6K)
  5. We offer a variety of loan products including personal loans, auto loans, home mortgages, and business loans. Each loan type is designed to meet different needs, whether you’re looking to consolidate debt, purchase a new vehicle, buy a home, or finance your business.

  6. People also ask

  7. Apply online today at Sunny Loans for an easier life. We offer loans for as little as £100 to £2500 - all with instant decisions.