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  1. Jul 24, 2024 · Open the New Account: Provide personal info, fund your account and follow the steps outlined earlier to open your new account. Set Up Online Banking: Enroll in online and mobile banking for easy access. Start the Switch: Notify your new bank that you wish to switch, and they will handle the process.

    • Best for everyday accounts – Starling Bank. When it comes to all-rounders, they don’t come much better than Starling Bank. The challenger brand gives users access to a full UK current account that you can manage directly from the app.
    • Best for multicurrency transfers – Wise. With the Wise borderless account, you get low-cost money transfers that are, according to the company, up to eight times cheaper than regular banks.
    • Best for international payments – Revolut. Revolut is one of the fastest-growing digital banks in the UK, and for good reason. The feature-laden account gives you access to all kinds of benefits.
    • Best for effective budgeting – Monzo. Monzo is practically an established name in the digital bank world these days. The company has spent time developing a broad range of features to help you manage your money better.
  2. Oct 4, 2024 · Download the account provider’s app and follow the on-screen instructions to set up your online banking. Switch your direct debits and automatic payments. If you signed up for a current account, decide whether you want to transfer all of your automatic payments to your new account.

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  3. Create your username and password, in the app you can sign in securely using your fingerprint or Face ID. Now we’ll do a quick security check to confirm it’s you. Select which number you want us to call. You'll get a 4-digit code on your screen.

  4. When you’re ready, you can send your completed form to: Santander Banking. Operations, Sunderland SR43 4FP. Alternatively, you can make an appointment at your local branch. Some accounts don't allow joint account holders. Please see your specific account's Key Facts Document to find out if a joint account is an option for you.

  5. Sign in to view or manage your accounts on our website. Sign in now. Register for Online Banking. Free digital skills training. Get the most out of being online with a free one to one session from the Digital Helpline. Explore lessons. Staying safe online. We use up-to-date security systems to help you keep your money safe when you bank online.

  6. You’ll need to sign up for Online Banking with us to apply for a current account. The good news is that it normally takes only 5 minutes and all you’ll need is your sort code, account number and your NatWest Debit Card, if you have one. Select ‘How to register for Online Banking' to start.

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