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  1. Using our secure automated telephone banking service. To make a payment via our automated telephone banking service: Call 0345 900 0900 and select option 1. Then select option 1 again. Enter your 16-digit M&S Credit Card number and date of birth. Then select 'make a payment' and follow the instructions.

  2. Find the right team for your needs. M&S contact details. Select a topic to start a conversation. Shop the latest trends in Ways to Pay at M&S. Order online for home delivery or free collection from your nearest store.

  3. It’s time for smarter, safer, more secure payments. To help make online shopping safer and more secure for everyone, some changes are being made to the way you pay. At M&S, we’re playing our part to ensure we provide a seamless, secure experience for our customers. In the future, you may be asked to confirm it’s really you when paying for ...

  4. You can set up a fixed payment or standing order with your bank. If your M&S Loan account number is a 10 digit number, please quote the M&S Bank account number 99001174 and sort code 40-12-57 and use your M&S Loan account number as the payment reference- this is a 10-digit number. You’ll need to use ‘Marks and Spencer’ in the name field ...

  5. Step 1: When making a payment online, enter your M&S Credit Card details as usual. Before you can complete the payment, a verification screen will pop up with instructions on how you can confirm your identity using the M&S Banking App. Step 2: Don’t press the ‘Payment confirmed’ button on the verification screen straight away.

  6. Quick to apply & set up. As a Sparks customer, you can start using Sparks Pay today, no plastic card needed. Sparks Pay is available to UK residents, aged 18 and over. You'll need to have an annual income/ pension before tax of £6,800 or more and be happy for M&S Bank to undertake a credit register search and credit scoring.

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  8. Ways to pay your credit card. Explore the different ways you can pay your M&S Credit Card, including setting up or amending a Direct Debit

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