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1 day ago · If you want to find out who has called you from a particular phone number, there really is no better alternative than Who Called Me. Our service is completely free of charge, providing a best way to establish the identity of the caller.
Jun 17, 2024 · For free & impartial money advice you can visit MoneyHelper. We work with The Debt Advice Service who provide information about your options. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected.
- No, you cannot be responsible for someone else\'s debt unless you are a signee of an agreement.
- Your bad debt has no link to your address, address is just an extra piece of personal information to confirm your identity and has nothing to do wi...
- If someone has used your address to submit to their creditors, you’ll not be responsible for the debt even if you are receiving letters. But of cou...
- Your partner’s debt cannot affect your credit rating. However, if the debt has been taken through a joint account or card, then you’ll be just as r...
- You do not need to prove that a debt is not yours. You should simply ask the creditor or debt collector for proof that the debt is yours by sending...
- Your address is just a piece of extra personal information linked to your credit report to confirm your identity. Therefore, your address does not...
- Mostly yes. No one is allowed to have access to your credit report unless they have a legitimate purpose. These purposes could include a check by b...
- There are a number of organizations which willingly provide you free debt help and advice - whether it’s regarding personal loans or mortgages. Som...
- No, a bailiff or enforcement agent cannot enter your residence for another person’s owed amount. Communicate to them at a safe distance from your h...
Nov 30, 2021 · Armed with as little as your phone number, a debt collector can use a reverse directory to find your address. Many debt collection agencies have access to several different reverse directories as well as industry-specific databases.
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If you’re receiving debt collection letters at your address for someone else, it’s best to call the debt collection group and let them know they have the wrong address. Many debt collectors will be reasonable and stop sending letters, but some might want evidence that you really aren’t the debtor.
What to do when your debt has been passed onto a debt collection agenecy? Know your rights. Free, expert advice from StepChange, the UK's leading debt charity.
- DCAs specialise in collecting debts that the original creditors could not get paid. There are many DCAs in the UK. Some are small and only deal...
- DCAs have no special legal powers. They cannot make changes to your original contract. They may contact you by: Post Phone Text Email L...
- Do not ignore letters or calls from a debt collector. They will take further action if you do not reply. Some may ask you to pay back the debt...
- A DCA can send a ‘doorstop collector’ of ‘field agent’ to your house. It is not common for debt collectors to visit you at home .
- If a debt collection agent comes to your home, remember: They must show proof of ID They are not a bailiff (enforcement agent) or a sheriff off...
- You do not have to give cash to a collection agent who visits you at home. Call the company to set up a standing order if you can afford paymen...
Use this letter to complain to debt collection agencies who are pursuing you when you do not owe the debt. Contact us for advice before using this letter. You can choose to send a letter in your own name or in joint names.
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May 29, 2024 · These people employ a number of different techniques in order to locate you. For example, if your debt was related to your car, then a simple inquiry with the DVLA would be enough to get your contact information. They’d just have to look up your registered address in correlation to the index number of your car.
