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      • Asbestos usually isn't covered under homeowners insurance, even if you have open-perils HO-3 coverage. For one, almost all policies exclude pollution, including fuel and chemical spills, as well as asbestos. The other reason is that covering it would be very expensive for insurance companies, meaning a substantial rate increase for homeowners.
      www.valuepenguin.com/homeowners-insurance-asbestos
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  2. Feb 27, 2023 · Under normal circumstances, your home insurance isnt likely to cover asbestos removal from your house or flat. However, it’s possible your buildings insurance may cover the safe removal of asbestos if it’s damaged or disturbed by an event your policy covers, such as a storm, fire or flood.

    • Home, Pet And Travel Insurance Expert
  3. Jun 6, 2019 · Most insurance policies are unlikely to cover asbestos removal, unless it is required as part of a valid claim, so it tends to fall to the homeowner. Some insurers may consider covering removal costs if the asbestos is damaged as the result of a valid claim, and as such poses a health threat.

  4. Home insurance companies typically consider asbestos a maintenance issue and will rarely provide insurance cover for removal, unless the asbestos containing material is damaged as a result of an insured risk, such as fire or storm damage. But policies do vary so check the small print.

  5. Sep 5, 2023 · If you think you might have asbestos in your home, do not attempt to get rid of it yourself. Attempting to do so could damage it and release asbestos fibres into the air, putting your health at risk. Instead, you should seek out your local council’s guidance on asbestos.

    • Oliver Maier
  6. Dec 13, 2021 · Will home insurance cover asbestos removal? Mark Button replies: Sadly this is not covered under a household policy, unless the survey is carried out following an insured loss such...

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  7. Get information from your local council about asbestos in your home and how to dispose of it safely

  8. How to identify, test and remove asbestos safely in your home. Learn the steps involved in detecting, testing & hiring a professional to protect your health and home.

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