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  1. The Amazon Store Card is worth it if you have fair credit and you’re willing to pay $139 a year for Amazon Prime. Prime members get 5% back in rewards on Amazon purchases with the card, along with a $10 Amazon gift card upon approval , all for a $0 annual fee.

  2. Jun 24, 2024 · Both Amazon Store cards are issued by Synchrony Bank and should not be confused with the Amazon Visa and Prime Visa issued by Chase. The Amazon Store Card and Amazon Prime Store Card have no annual fees, and a recommended credit score for these cards is at least 580.

    • There's more than one version of the store card. When you apply, the card you get — and the perks you can access — depends on whether or not you have a Prime membership.
    • You can only use the cards for Amazon purchases. Both versions of the Amazon Store Card are closed-loop, which means they can only be used at Amazon.com, Amazon-owned businesses (including Audible, Amazon Bookstore, Amazon Web Services and comixology.com), and places that accept Amazon Pay.
    • Prime members earn lucrative rewards. As long as you’re signed into your Amazon Prime account, you'll get 5% back on all purchases made with your associated Amazon Store Card.
    • You’ll get a small introductory bonus. Once you’re approved, you’ll instantly get a $60 Amazon gift card (as of November 2023). This is a nice addition, but it’s likely not going to be as valuable as sign-up bonuses from other store cards.
  3. I am considering getting an Amazon Store card. I use Amazon Prime regularly, and so the 5% return rate on all purchases would save me around $35-$50 per year while also helping me build credit. Can anyone advise on: Whether the payment system is simple and straightforward, and whether automatic payments can be set up?

  4. Jul 1, 2024 · Pros. Easy cash-back rewards. Choose 5% back on Prime purchases or promotional financing. No annual fee. Cons. No rewards except with an Amazon Prime membership. The store card can only be...

    • Synchrony Bank
  5. Jul 17, 2024 · The Amazon Store Credit Card is reviewed for its 5% cash back rewards program with Prime membership and special financing. It is not the Amazon Rewards Visa.

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  7. Sep 12, 2024 · Issued by Synchrony Bank, it’s a more flexible credit-building option than a traditional store credit card, since you can buy pretty much anything at the online mega-retailer. Here are five...