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1. • • If you’ve been covered by an active employer group health plan (either yours or your spouse's) since turning 65, and it ended within the last 8 months, you can enroll in Part B without any penalty. This is considered a “Special Enrollment Period.” See exactly when to sign up.
     www.ssa.gov/medicare/sign-up/part-b-only

     Sign up for Part B only | SSA

2. People also ask

   Can I get Social Security Without Medicare?

   • You cannot receive Social Security benefits without enrolling in Medicare Part A coverage. Since most people receive Premium free Medicare Part A at age 65, it is advisable to accept Medicare Part A coverage when you are eligible, which is age 65 for most people. Medicare Parts B, C, and D are optional. When is my Initial Enrollment Period?

   Missed Medicare at 65? Penalties Explained | Healthnews

   healthnews.com/medicare/guides/is-there-penalty-not-signing-up-medicare/

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   What happens if I don't sign up for Medicare?

   • If you do not sign up for Medicare when eligible, you may have to wait to enroll and be assessed a monthly late penalty. The amount charged for the penalty depends on when you enroll and the part of Medicare you are enrolling in. This article focuses on Medicare enrollment for individuals turning 65 and how to avoid late penalties.

   Missed Medicare at 65? Penalties Explained | Healthnews

   healthnews.com/medicare/guides/is-there-penalty-not-signing-up-medicare/

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   What happens if I don't sign up for Medicare Part B?

   • If you choose not to sign up for Medicare Part B when you first become eligible, you could face a penalty that will last much longer than the penalty for Part A. The Part B penalty is 10% of the standard premium for each 12-month period you were not signed up, and you will have to pay this penalty for as long as you are enrolled in Medicare.

   Is Medicare Mandatory? Delays, Declines, and Penalties - Healthline

   www.healthline.com/health/medicare/is-medicare-mandatory

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   Do I have to pay a late enrollment penalty for Medicare?

   • You may also have to pay a late enrollment penalty unless you qualify for what’s considered a special enrollment period (SEP). While you’re eligible for Medicare at age 65, you’re automatically enrolled if you began receiving Social Security or Railroad Retirement Board benefits at least four months before your 65th birthday.

   Can You Sign Up for Medicare if You Didn’t Enroll at 65? - AARP

   www.aarp.org/health/medicare-qa-tool/when-first-eligible-didnt-enroll-can-i-join-later.html

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   What if I didn't enroll in Medicare when I turned 65?

   • I didn’t enroll in Medicare when I turned 65. Can I sign up later? Yes, but you can enroll only at certain times. You may also have to pay a late enrollment penalty unless you qualify for what’s considered a special enrollment period (SEP).

   Can You Sign Up for Medicare if You Didn’t Enroll at 65? - AARP

   www.aarp.org/health/medicare-qa-tool/when-first-eligible-didnt-enroll-can-i-join-later.html

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   Can I defer Medicare coverage if I don't sign up?

   • If you don’t sign up during initial enrollment, though, you will incur a lifetime late enrollment penalty whenever you do sign up. If you want to defer Medicare coverage, you don’t need to inform Medicare. It’s simple: Just don’t sign up when you become eligible. You can also sign up for Part A but not Part B during initial enrollment.

   How to Defer Medicare and Avoid Future Penalties - Healthline

   www.healthline.com/health/medicare/how-to-defer-medicare

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3. healthnews.com › medicare › guidesMissed Medicare at 65? Penalties Explained - HealthNews

   healthnews.com › medicare › guides

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   Sep 27, 2024 · If you elect not to have any Medicare coverage when you turn 65, no penalties are issued for opting out. However, late enrollment penalties are added to the monthly premium should you enroll in Medicare later than your Initial Enrollment Period. You cannot receive Social Security benefits without enrolling in Medicare Part A coverage.

4. www.healthline.com › health › medicareIs Medicare Mandatory? Delays, Declines, and Penalties

   www.healthline.com › health › medicare

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   Apr 15, 2024 · If you continue to work after age 65 and have health insurance from you employer, you can usually sign up for Medicare after your employer coverage ends without paying a penalty.

5. www.ssa.gov › medicare › planWhen to sign up for Medicare | SSA

   www.ssa.gov › medicare › plan

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   When to sign up for Medicare. Most people sign up for Part A (hospital insurance) and Part B (medical insurance) when they're first eligible, typically at age 65. It's important to sign up promptly to avoid gaps in coverage or late enrollment penalties.

6. Videos

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     aarp.org

     Do I Qualify for Medicare?

     26 Jul 2024

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     Video: Do I Qualify for Medicare?

     9 Sep 2024

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     Are You Eligible for Medicare? | Medicare Eligibility Requirements

     4 Jan 2022

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7. www.medicare.gov › medicare-costs › avoid-penaltiesAvoid late enrollment penalties | Medicare

   www.medicare.gov › medicare-costs › avoid-penalties

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   Generally, you won’t have to pay a Part B penalty if you qualify for a Special Enrollment Period. Learn more about Special Enrollment Periods. You’ll pay an extra 10% for each year you could have signed up for Part B, but didn’t.

8. www.healthline.com › health › medicareHow to Defer Medicare and Avoid Future Penalties - Healthline

   www.healthline.com › health › medicare

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   Jun 20, 2024 · You can defer Medicare without penalty in some situations, such as if you have other insurance that covers everything Medicare covers. But you must sign up within 8 months of your...

   • Author: Corey Whelan

9. www.aarp.org › health › medicare-qa-toolCan You Sign Up for Medicare if You Didn’t Enroll at 65? - AARP

   www.aarp.org › health › medicare-qa-tool

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   Feb 10, 2023 · If you qualify for premium-free Part A, like most people, you can sign up for that coverage during your initial enrollment period or any time after without a penalty. Your Part A coverage is retroactive for up to six months but no earlier than the month you turned 65. Part B isn’t as flexible.

10. www.investopedia.com › how-medicare-works-if-youHow Medicare Works if You're Not Retired - Investopedia

    www.investopedia.com › how-medicare-works-if-you

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    Oct 30, 2023 · If you’re still working at age 65 and you’re not claiming Social Security benefits, the government will not automatically enroll you in Medicare Part B, which covers doctor’s visits,...