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  1. If it's higher we'll pay interest on the first £1,000 of your balance. We'll add any interest to your account on the last working day of the month. Interest is calculated on a daily basis and paid on the last working day of each calendar quarter.

  2. 0800 678 3654. Our Club M Account is a paid packaged current account that entitles you to travel insurance, breakdown cover, and more. See all rates and fees here.

  3. Check the latest foreign travel advice before you travel. Pick from 3 levels of travel insurance cover available with single-trip and annual multi-trip policies. Exclusions, sub-limits and excesses may apply. For the full table of cover limits check the policy wording.

  4. Virgin Money UK PLC – 2023 Annual Report and Accounts (PDF, 9,554KB) Clydesdale Bank PLC 2023 - Annual report & consolidated financial statements (PDF, 2,755KB)

    • What Is Virgin Money Travel Insurance?
    • Virgin Money Travel Insurance Key Features
    • Virgin Money Travel Insurance Policies
    • What Does Virgin Money Travel Insurance Cover?
    • Virgin Money Travel Insurance Policy Exclusions
    • How Much Does Virgin Money Travel Insurance Cost?
    • Virgin Money Travel Insurance Policy Excess
    • How to Claim on Virgin Money Travel Insurance
    • Virgin Money Travel Insurance Customer Reviews
    • Virgin Money Travel Insurance Pros and Cons

    Virgin Money travel insurance policies are available in three tiers, ranging from Red to Gold, with Gold being the most comprehensive, providing £15m medical expense cover. The core elements of Virgin Money travel insurance are underwritten by ERGO Travel Insurance Services Ltd on behalf of Great Lakes Insurance SE.

    Cover if your baggage is lost, stolen or delayed
    Trip cancellation cover
    Coronavirus cover
    Gadget cover as standard but enhanced options are available

    Virgin Money offers single or annual multi-trip travel insurance and you can choose between three different levels of cover to suit your trip. There is also the ability to enhance your cover with winter sports or cruise cover. Virgin Money's travel insurance policies also include cover for trips within the UK with at least 2 nights of pre-booked ac...

    Below, we share the levels of cover you can expect to get when you purchase a Virgin Money travel insurance policy as well as the optional add ons.

    Below, we highlight some of the key exclusions on a Virgin Money travel insurance policy. This list is not exhaustive so you would need to check your policy documents carefully so you know exactly what is and isn't covered. A Virgin Money travel insurance policy will not insure you for the following: 1. The policy excess (unless you have purchased ...

    In this section of the review, we compare the cost of Virgin Money travel insurance policies. How much you will pay will vary on your age, the policy type, your holiday destination and if you have any pre-existing medical conditions. For the purpose of this review, we are comparing the cost of an individual traveller aged 20, 30, 40, 50, 60, 70 and...

    The excess is the amount you will have to pay if you need to make a claim on your policy. How much you have to pay varies depending on the policy you choose and what you are claiming for. Below we share the policy excesses for each of the Virgin Money policies. When purchasing a policy you can choose to not pay any excess at all with the excess wai...

    If you need to submit a claim on your Virgin Money travel insurance policy, you can do so by submitting the claim online. You will need to register if you have not made a claim via the claims portal before. You will need to provide evidence to support your claims in the form of receipts and any other relevant documentation. Alternatively, you can c...

    Virgin Money has a rating of 'Poor' on the independent customer review site Trustpilot. It currently has a score of 2.5 out of 5 stars from over 8,000 reviews. 13% of customers have rated it as 'Excellent' with 80% of customers rating it as 'Bad'. It is however worth noting that the majority of these reviews do not relate specifically to Virgin Mon...

    Virgin Money travel insurance pros

    1. 3 levels of cover to suit each budget 2. Up to £15m of emergency medical cover 3. 24/7 emergency medical helpline 4. Online portal

    Virgin Money travel insurance cons

    1. Annual policy automatically renews unless you cancel 2. Not all pre-existing conditions can be covered

  5. Annual report and financial statements For the year ended 30 September 2021. Contents. Officers and professional advisers. Strategic report. Directors’ report. Independent auditor’s report. Income statement. Statement of comprehensive income. Balance sheet. Statement of changes in equity. Statement of cash flows. Notes to the financial statements.

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  7. Up to 31 days for Red cover, 45 days for Silver cover and 94 days for Gold cover. A policy for a single trip that starts and ends in the UK, up to 90 days. A 12-month policy that allows you to travel more than once.