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- Your watch is usually covered on your home insurance policy if it’s worth under £1,000. If it’s worth more, you’ll need to list it as a high value item. Most home insurance policies have a single item limit, often set at £1000. This is the maximum your insurer pays for any item not specifically mentioned in your policy.
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Mar 14, 2023 · How much does it cost to add my watch to my home insurance? It will depend partly on the value of your watch and whether you want to add optional extras, such as personal possessions cover and accidental damage cover to your policy.
Apr 23, 2024 · If your watch is worth under £1,000, it should be covered by your contents insurance policy. If it’s worth more, you can list it as a high-value item. Or you could get a separate watch insurance policy, which might provide more comprehensive cover.
Jewellery and watch insurance typically covers: Theft. Accidental loss (including loss of diamonds and stones) Accidental damage. Away from home cover. John Lewis Contents Insurance provides cover for your jewellery and watches as standard when they are kept in the home, with no add-on required.
Watch insurance under your home insurance policy covers theft or loss of, and damage to, your watch, but most policies will only cover it while you’re at home.
Away from home cover protects the things you have with you when you leave the house, like your phone, watch or bike. It includes students' contents in student accommodation up to £5,000. If you've named any high value items, you can also choose to cover these away from home.
Oct 1, 2024 · Cheap home insurance for all our tips and tricks. Tenants' contents insurance if you're renting. Non-standard insurance if your home has unusual features. Best boiler cover to protect your heating system.
Feb 21, 2024 · High risk items such as watches that are worth £1,500 or more must be specified individually in your policy to be covered up to their replacement value. Be prepared to provide evidence of ownership and a valuation of your watch.
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