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1. guide.freddiemac.com › ci › okcsFattachNovember 13, 2020, Bulletin 2020-44 - Freddie Mac

   guide.freddiemac.com › ci › okcsFattach

   Complete updated requirements for underwriting Borrowers with self-employment income. The requirements for underwriting Borrowers with self-employment income originally announced in Bulletin 2020-19 have been updated to reflect the revisions noted above and are included below in their entirety.

2. guide.freddiemac.com › app › servicingBulletin 2020-8 - Freddie Mac

   guide.freddiemac.com › app › servicing

   Mar 31, 2020 · The temporary credit underwriting requirements below are effective for Mortgages with Application Received Dates on or after April 14, 2020, and remain in place for Mortgages with Application Received Dates on or before May 17, 2020; however, Sellers are encouraged to apply these updates to existing loans in process.

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4. guide.freddiemac.com › app › servicingBulletin 2020-19

   guide.freddiemac.com › app › servicing

   In Bulletin 2020-14, Freddie Mac temporarily revised our Mortgage eligibility requirements to limit our purchase of Mortgages to those with Settlement Dates no more than six months after the Note Date or, for Construction Conversion and Renovation Mortgages, the Effective Date of Permanent Financing.

5. sf.freddiemac.com › docs › pdfPrivate Mortgage Insurer Eligibility Requirements Guidance ...

   sf.freddiemac.com › docs › pdf

   This Private Mortgage Insurer Eligibility Requirements Guidance 2021-01 supersedes and replaces the Private Mortgage Insurer Eligibility Requirements Guidance 2020-01 – Amended and Restated issued on December 4, 2020.

6. mf.freddiemac.com › lenders › guideGuide and Forms - Freddie Mac

   mf.freddiemac.com › lenders › guide

   • Cached

   Freddie Mac's selling and servicing requirements. Multifamily Division; Capital Markets Division; View sites for Renters, Buyers and Owners MyHome by Freddiemac ® Resources to help you rent, buy and own your home. Do we own your mortgage? Find out if Freddie Mac owns your loan using our secured lookup tool. Did we finance your apartment?

7. sf.freddiemac.com › docs › pdfGoing “e” with your Mortgage Business - Freddie Mac

   sf.freddiemac.com › docs › pdf

   Standard Freddie Mac servicing requirements apply to eMortgages. However, there are additional requirements that Servicers must comply with including, but not limited to:

8. People also ask

   Can Freddie Mac resubmit a mortgage to LPA after August 31 2021?

   • Since the Seller is responsible for the accuracy and completeness of the data it submits to LPA, if the mortgage is being sold to Freddie Mac after August 31, 2021, it must be resubmitted to LPA with the revised qualifying rate. Note: Sellers are responsible for ensuring that the correct qualifying rates are used by LPA.

   Frequently Asked Questions: Qualified Mortgages - Freddie Mac

   sf.freddiemac.com/docs/pdf/faq/qualified-mortgages-faq.pdf

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   Are Freddie Mac and Fannie Mae aligned?

   • Yes, based on guidance from the Federal Housing Finance Agency (FHFA), Freddie Mac and Fannie Mae (GSEs) generally are aligned in their approach and implementation, although some implementation differences may be necessary based on existing GSE-specific requirements.

   Frequently Asked Questions: Qualified Mortgages - Freddie Mac

   sf.freddiemac.com/docs/pdf/faq/qualified-mortgages-faq.pdf

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   Is Freddie Mac a Tila exempt or ATR exempt mortgage?

   • No. The Seller must determine whether the mortgage is classified as TILA Exempt or ATR Exempt. Freddie Mac cannot provide regulatory interpretations or advice. Please consult with regulatory counsel regarding the TILA requirements and related staff commentary.

   Frequently Asked Questions: Qualified Mortgages - Freddie Mac

   sf.freddiemac.com/docs/pdf/faq/qualified-mortgages-faq.pdf

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   Does Freddie Mac still buy hpcts?

   • Yes, Freddie Mac continues to purchase HPCTs. Refer to Guide Section 4202.5 for additional information about HPCTs. Q2: [07.07.21] Are Housing Finance Agency (HFA) loans subject to the points and fees and APR-APOR spread requirements?

   Frequently Asked Questions: Qualified Mortgages - Freddie Mac

   sf.freddiemac.com/docs/pdf/faq/qualified-mortgages-faq.pdf

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9. sf.freddiemac.com › qualified-mortgages-faqFrequently Asked Questions: Qualified Mortgages - Freddie Mac

   sf.freddiemac.com › qualified-mortgages-faq

   Sellers are reminded that mortgages with application received dates prior to July 1 (including those with application received dates prior to the revised QM effective date of March 1, 2021) that meet the requirements of the Revised General QM Rule are eligible for purchase after August 31.