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  2. You are charged an annual fee of £24 for the Reward credit card and £84 for the Reward Black credit card. This fee is refunded if you have a Reward current account. Several of our cards have no annual fee.

  3. If you go over your limit we’ll charge you a fee of £12. If you only go over your limit by £12 or less, we won’t charge you. A good way to avoid going over your limit is to log onto NatWest Online Banking or fire up our mobile app and check your balance before you make your next card purchase.

  4. Some cards may charge an annual fee for access to additional benefits. A no annual fee credit card does not require you to pay a yearly fee, but you may still be charged other fees such as a balance transfer fee or late payment fee.

  5. May 1, 2024 · What are the fees and charges for the NatWest Credit Card? What are the application requirements for the NatWest Credit Card? The imaginatively-named NatWest Credit Card is a handy card to carry both at home and abroad – having low rates, no annual fee and no fees for foreign transactions.

    • Head of Publishing
    • Chris Lilly
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  6. Oct 4, 2024 · What do NatWest credit cards offer? NatWest offers competitive 0% balance transfer deals, a low-rate card with no foreign transaction fees on purchases abroad, and reward credit cards. The NatWest Balance Transfer Credit Card Mastercard is a Which? Best Buy. It offers 13 months with no interest and has no balance transfer fee.

    • Natwest
  7. The NatWest Credit Card offers low rates on purchases and balance transfers. The card also doesnt have any foreign transaction and balance transfer fees. Keep in mind the APR you end up being offered will depend on the lender’s credit assessment of you. Find a credit card.

  8. Feb 6, 2023 · This term is offered by five providers: Barclaycard, NatWest, Royal Bank of Scotland, Sainsbury’s Bank and Ulster Bank. These cards all charge balance transfer fees between 2.89-2.99%. The change could be down to lenders tightening their affordability criteria due to the cost of living crisis.

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