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    We Offer Flexible Cover To Cater To Your Travel Needs. Want To Get Away More Than Once This Year? Choose An Annual Policy For Year Round Cover.

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      • There is no cover for claims relating to medical treatment or repatriation where the Foreign, Commonwealth and Development Office has advised against all but essential travel due to coronavirus (COVID-19) except where the COVID-19 Upgrade has been purchased.
      customerhelp.columbusdirect.com/support/solutions/articles/101000508204-does-my-travel-insurance-policy-cover-coronavirus-covid-19-
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  2. If your medical condition is declined, you will not be able to buy travel insurance from Columbus Direct. However, we have partnered with a specialist provider – Good to Go Insurance. They can offer cover for all types of medical conditions up to a high severity.

  3. An accident or illness abroad could leave you seriously out of pocket if you don’t have travel insurance cover in place. It could save you from having to pay medical bills which could easily run into thousands of pounds, especially in countries known for their high medical costs like the US.

    • Stephen Southern
  4. However, a travel insurance policy from Columbus can cover you for all of these eventualities. What’s more, if you use an EHIC / GHIC card to reduce medical bills but still need to claim with us, we will waive your policy excess.

    • Stephen Southern
    • What Happens If You Don’T Declare Medical Conditions For Travel Insurance?
    • What If I Have A New Medical Condition After Taking Out A Policy?
    • Do I Need to Declare Pregnancy as A Medical condition?

    If anything arises from a pre-existing medical condition that you didn’t tell us about, then you will not be covered. You should tell us about all conditionswhen arranging your cover, and it will then only be valid if we have agreed to cover it. If we are unable to cover a pre-existing medical condition, then you will not be protected for any direc...

    If you experience a change in health after you have secured a policy with us but before you travel, then you should declare it if you want it to be covered by your travel insurance. You need to notify Customer Services as soon as you are aware of your change in health, and it would then need to be accepted by us, otherwise your claims could be decl...

    Pregnancy is not a medical conditionand you don’t need to declare it when getting a travel insurance policy with us. Before your holiday, you should still check with your doctor or your midwife to verify that they are happy for you to travel abroad. You are covered for complications of pregnancy or instances where you were unaware that you were pre...

  5. It helps you get medical treatment if you fall ill or have an accident abroad, and pays your medical bills. If you lose your baggage, a travel insurance policy will provide you with reimbursement – so you can replace your stuff.

  6. We can offer cover for a wide range of pre-existing medical conditions. When purchasing travel insurance, a pre-existing medical condition includes: Conditions that you are currently being treated for, even if these are controlled with medication.

  7. For medical claims, Columbus Direct has a 24-hour emergency medical assistance number which will confirm whether your treatment is covered over the phone. For all other claims, you must complete a claim form which will be assessed within 5 working days

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