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May 14, 2024 · A legitimate debt collector can tell you their company name and mailing address, as well as information about the debt they say you owe. The debt collector should provide information about themselves and their collection agency.
Oct 9, 2019 · Look up the debt collector or agency online and try to ascertain the authenticity of any information provided such as physical location. What to expect from a legitimate debt collector
Aug 17, 2023 · It can be tough to tell the difference between a legitimate collection agency contacting you to collect on a valid debt and a scammer or fake debt collector trying to shake you down for money. Here are some of the red flags that should put you on alert for scammers.
Jul 20, 2017 · If you have a problem with debt collection, you can take action. You should know that even if a debt collector violates the law, the debt does not go away. You do have the right to sue, and if you win, the judge can require the debt collector to pay you damages.
Sep 29, 2020 · 1. Find out who’s calling. Get the name of the collector, the collection company, its address, and phone number. 2. Get “validation” information about the debt.
May 29, 2024 · Once the debt collectors have found you, they’ll call or send letters requesting payment. This is part of the first stage of the debt collection process. We’ve put together this table to help you better understand the key stages and actions involved in the debt collector timeline.
Apr 19, 2024 · If you have a debt that gets sent to collections, you may be confused about who you owe. To find out which collection agency you owe, you can contact the original creditor or check your credit report. If a collection agency has been in contact with you, ask them to verify the debt.
