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  1. May 17, 2021 · Given the ease with which scams can be circulated, they have become one of the most common crimes globally, inflicting high emotional, financial, and psychological tolls on millions of individuals.

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      Given the ease with which scams can be circulated, they have...

  2. Jun 14, 2022 · To appeal to people’s emotions, scammers do things that either initiate a sense of trust or assume a sense of trust with, say, the person reading a scam text, said Assoc Prof Joyce Pang, Head of Psychology at the School of Social Sciences, NTU Singapore.

    • You Scratch My Back…
    • Like Lemmings Off A Cliff
    • Little Steps
    • Fomo
    • They Seemed So Nice

    Beware the principle of reciprocity. If someone does something for us, we feel more obliged to do something for them. Scammers use this type of “enforced indebtedness” to elicit an unwise action from their target. For example, someone offering you an exclusive opportunity to invest your money can be seen to be doing you a favour. That in turn makes...

    Research shows that if a person believes other people are doing something, then they feel it must be okay for them to do it too. This is especially true when individuals find themselves in a pressured and ambiguous situation – such as a sales pitch. If a person on the other end of the phone tells us that 75% of people like us have signed up to this...

    People like to think of themselves as being consistent and committed individuals. If we say we are going to do something, then generally we will, as failure to do so may dent our sometimes fragile self-esteem. Fraudsters take advantage of this by getting us to commit to little steps that then escalate in nature. For example, by simply getting peopl...

    People are generally worried about missing out on an opportunity, perhaps for “the next big thing”. And if such an “offer” is for a limited time only, then the principle of scarcitysuggests that people are more likely to be drawn to it. When our freedom to be able to do something is threatened, we tend to react quickly to ensure that we don’t miss ...

    The principle of similaritysuggests that we tend to like people who seem to be the same as us, and, in turn, we are much more likely to agree to a request from someone we like. Similarity can be as broad as an interest in financial investments or as fleeting as sharing some personal characteristics. Scammers take advantage of this and try to find o...

    • Paul Seager
  3. Jul 2, 2019 · Thus, this systematic review aims to connect some of these methodological and conceptual links to establish how message, experiential, and dispositional factors may influence an individual’s cognitive processing associated with increased likelihood for Internet fraud victimisation.

    • Gareth Norris, Alexandra Brookes, David Dowell
    • 2019
  4. Nov 14, 2023 · If you have received a scam or suspicious text message (SMS), this can be reported by forwarding the message to 7726. Scam emails should be sent to report@phishing.gov.uk

    • Tom Ough
  5. Jun 15, 2024 · Denial is a psychological defense and coping mechanism where an individual refuses to accept the reality of a distressing or threatening situation. In the context of scam victims, denial functions as a buffer against the emotional impact of realizing they have been deceived and defrauded.

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  7. Mar 4, 2016 · Scams are big business. From the letters claiming you’ve won millions in a lottery that you don’t recall entering, to phone calls from people claiming to be your bank, it is becoming...

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