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- A provider who has a contract with your health insurer or plan who has agreed to provide services to members of a plan. You’ll pay less if you see a provider in the network. Also called “preferred provider” or “participating provider.”
www.cms.gov/medical-bill-rights/help/guides/health-insurance-terms
People also ask
What is a health insurance policy?
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This glossary is an aid to help you understand some common insurance terms and some WPA specific terms. A customer should always refer to their specific Policy or Scheme documentation to check their level of cover, benefits, terms and conditions and Policy or Scheme definitions.
Health insurance uses words and phrases that most of us never normally use or have to understand. This list explains what some of them mean. For a comprehensive list of health insurance terms with detailed explanations, see our policy book.
- Acute Condition
- Annual Renewal
- Chronic Condition
- Claim
- Co-Payment
- Ct Scan
- Day-Patient
- Diagnostic Tests
- Excess
- Exclusion
An illness or injury that is diagnosed as curable based on the assumption that any subsequent medical treatment will restore you to full health.
The anniversary of the day you began your policy on which your insurance is due for renewal. Before your renewal Uswitch can undertake a full market review to ensure you are still getting the best policy for your budget and needs.
An illness or disease that is diagnosed as requiring ongoing treatment or management, continues indefinitely or has no known cure. Some health insurance policies may help stabilise a chronic condition but not manage it continually.
A request to your insurer for payment for medical expenses in accordance with your insurance policy.
An initiative designed to reduce the cost of your health insurance policy where you agree to pay a percentage of any claim.
A medical diagnostic tool to take detailed internal images of body structures using a rotating x-ray beam.
A patient who is admitted to hospital or a medical centre for treatment but is not required to stay overnight.
A series of investigations such as CT scans, MRI scans, blood tests and x-rays to determine the cause of health symptoms.
A method of reducing the cost of your health insurance by agreeing to pay a set amount of money towards any claim.
Anything that is not covered in your health insurance policy, for example medical treatment for injuries or illnesses sustained from drug abuse.
Dec 19, 2022 · Here are explanations for many health insurance terms that you may encounter as you shop for insurance or navigate your health plan.
- Elizabeth Rivelli
Health and life insurance definitions. Simplifying the meaning of commonly used terms in the world of insurance.
From a day-patient to a GP, the language behind Health insurance can be confusing to understand. Find a glossary to some of the key terms here.
Common health insurance terms explained. Find out what some of the terminology used across the UK health insurance industry means from our glossary, or contact one of our indepedent brokers with any questions you have.
