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      • You can apply for what is known as a Discretionary Support loan or grant. Financial support may be available if you are in a financial crisis or need support including Discretionary Support, Short-term Benefit Advances, Sure Start Maternity Grants, Budgeting Loans and Cold Weather Payments.
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  2. Financial support may be available if you are in a financial crisis or need support including Discretionary Support, Short-term Benefit Advances, Sure Start Maternity Grants, Budgeting Loans...

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    • How to Find A Grant
    • Help with Money from Your Local Council
    • Council Help to Stop You Losing Your Home
    • Other Hardship Funds
    • Other Help You Do Not Have to Pay Back
    • How to Find A Loan
    • Struggling with Money?

    A grant does not have to be paid back so is better than a loan. You could try to get a grant through: 1. a charity 2. your council 3. another hardship fund

    Councils can help if you're struggling with food, bills, or important living costs. Your council might: 1. give money directly to residents 2. offer vouchers instead of money 3. fund local charities that help residents

    You can get help from the councilif you're facing eviction or your home is unaffordable. The council could use money from its homeless prevention fund to help you stay in your home. For example, by clearing your arrears. Find out more about: 1. help with rent 2. how to deal with rent arrears

    You can ask other organisations about hardship funds. For example, your: 1. energy supplier 2. trade union if you're a member 3. university, college or student union Citizens Advice has more on grants to help with energy debts.

    You could get extra help if you get universal credit. For example, help with rent, council tax, free school meals or health costs.

    Loans have to be paid back. A loan could help with an emergency expense but it: 1. usually means you have less money each month until the loan is repaid 2. can lead to longer term debt problems, especially if the interest rate is high Look for interest free loans. Make sure you can afford the repayments.

    Find out where to get: 1. benefits advice 2. debt and money advice Help through Hardship helplineis run by the Trussell Trust and Citizens Advice. An adviser could help you get the support you need.

  3. A cash crisis can happen to anyone. At StepChange Debt Charity, we’ve got free advice and resources if you urgently need help. Get in touch with us today

  4. Interest-free loans from the government for some people on benefits: how to apply, check if you're eligible.

  5. Interest-free loans from the government for some people on benefits: how to apply, check if you're eligible

  6. Contact Universal Credit. Financial help and support. If you need financial support, you can get help and advice from the government, local councils and other organisations. If you get...

  7. May 8, 2024 · In this guide, we take a look at the UK’s financial support systems, including the replacement of crisis loans with Social Fund budgeting loans and other available aid, designed to help households manage the rising cost of living and financial emergencies.

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