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People also ask
Can I get life insurance if I'm overweight?
Can I get life insurance if I have a high BMI?
What does a high BMI mean in life insurance?
Why do life insurance companies need to Know Your BMI?
What types of life insurance are available to people with a high BMI?
What is a good BMI for health insurance?
Yes, you can get life insurance with a high BMI, but it may impact your options, premiums, and coverage. Many life insurance companies consider BMI (Body Mass Index) as part of their health risk assessment, as a high BMI can sometimes correlate with health conditions like diabetes or cardiovascular disease.
Oct 10, 2023 · Can you get life insurance with a high BMI? In this guide we explore whether BMI affects life insurance, and we share some top weight loss tips.
Yes, you can get life insurance if you’re overweight or have a high BMI. Generally, if your BMI is under 30 and you’re in good health, then you could be offered a policy at the standard price. If your BMI is over 30, then this could affect the cost of your premiums, or your ability to secure a policy depending on your personal circumstances.
- Rob Rutherford
- Impaired Risk Specialist
A new Life Insurance opportunity for people with BMI & Weight Issues. Fastrack Life Cover Applications – if you qualify, you can get your insurance in place within days! No need to be weighed – if you qualify, you won't even need to weighed in order to complete your application.
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- Does Having A High BMI Mean That It’S Impossible to Find Life Insurance?
- Do You Know Your BMI?
- What If I Lose Weight After I’ve Started A Life Insurance Policy?
- What About Critical Illness Cover and Income Protection?
- How Can You Increase Your Chances of Finding Life Insurance If You Have Highbmi?
Well, it does usually mean the price of the insurance is higher compared to someone with a healthy weight and no other health problems. But you may be surprised to learn that, even with a very high BMI, it’s still possible to get Life Insurance.
Here’s a range of examples of BMI (Body Mass Index) for adults, who have different heights and weights: If you know your height and weight, you can use the NHS’s Healthy Weight Calculatorto find out your BMI.
Recently, we’ve found some insurers who will offer to reduce the monthly cost for your life cover if your BMI improvesdue to weight loss.
Critical Illness cover and Income Protection cover are typically harder to obtain for people with a high BMI, especially if there are other health conditions to consider. But it may be still be possible for some people– it all comes down to your overall circumstances: BMI, age, other health conditions, family medical history, etc.
Most mainstream insurance companies will have a tolerance level for BMIs up to around 40-45, providing there are no other health conditionspresent. If you have other healths conditions too, or have a BMI higher than the mid forties, your search for cover is mostly likely going to be harder. This is why asking an expert to shop around for you is a g...
Can you get life insurance with a high BMI? YES – Having a high BMI shouldn’t stop you from getting the perfect life insurance to protect your home and family. Life insurance acts as a financial safety net which makes sure your family won’t struggle financially in the event of your death.
Jan 4, 2024 · In this article, we explain how life insurance companies assess your height-to-weight ratio which is commonly referred to as your body mass index (BMI), how much you can expect to pay for life insurance if you are overweight or obese as well as how to find life insurance with the fairest insurance company.
