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  1. Find competitive home loan rates and get the knowledge you need to help you make informed decisions when buying a home.

  2. View rates, learn about mortgage types and use mortgage calculators to help find the loan right for you. Prequalify or apply for your mortgage in minutes. Skip to main content

  3. Bank of America offers these mortgages in 15-, 20- and 30-year terms, affording you flexibility in how long you want to take to pay off your home. Although shorter-term loans allow you to save significantly on interest, you will then be subject to larger monthly payments.

  4. Visit our home loans overview page to explore your mortgage options. Switching from an adjustable-rate mortgage (or ARM) to a fixed-rate mortgage is one of the most common reasons to refinance. Learn how refinancing may lower your monthly payment.

  5. Curious about financing a home or leveraging the equity in your current home? Feel confident knowing your financing options. We can help guide you before you begin the journey of buying, refinancing or using your home’s equity.

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  7. Sep 9, 2024 · Bank of America offers 15- and 30-year fixed loan terms and 5/6 adjustable-rate loans on conventional and jumbo mortgages. For some loans, 10/6 and 7/6s ARMs are also available.

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