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Housing. I recently moved to a lower cost of living area where I can purchase a 2,000-2,600 sq/ft duplex on about half an acre for $75,000-$100,000. I’ve got good credit, plenty in savings for a down payment, closing costs and to make them presentable. I’m used to cohabiting, would be relatively picky about income, credit and job history.
I’m currently 23, living at home while working at a job that pays $60K. I have $40K in savings, and I really like the idea of owning a duplex. Would love to rent out the other unit to pay off the mortgage. My credit score is 740 and I’m in no debt, if that makes it easier to get a mortgage.
Feb 20, 2023 · A duplex apartment refers to a building that has two living units spread over two floors, joined by an internal staircase. These two units can be stacked on top of each other or arranged side by side, but there’s always a common wall dividing them.
Apr 17, 2024 · Duplex apartments have grown in popularity across the UK, particularly in urban areas where space is at a premium. Their unique configuration offers a blend of apartment and house living, making them an attractive option for those seeking more space without moving to a detached house.
Mar 1, 2024 · Duplex apartments mix space and the perks of living in an apartment. But, it’s wise to weigh up their good and bad points against what you need and like before choosing one. A duplex is a two-story home within an apartment setting, linked by stairs inside.
There isn’t a specific credit score landlords will be looking for when you apply to rent a home. But you’re likely to stand a better chance if you have a ‘good’ or ‘excellent’ score: A 'good' credit score shows that you had a solid borrowing history, maybe with the odd blip.
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Mar 27, 2024 · As duplexes are owned by private individuals and usually managed by owners acting as landlords, duplexes may also be a good fit for renters with low credit scores or no credit. Private landlords are more likely to consider your ability to pay rent over your credit score.
